Notices
Non Scooby Related Anything Non-Scooby related

Changes to car insurance law..

Thread Tools
 
Search this Thread
 
Old 16 January 2011 | 08:01 PM
  #1  
what would scooby do's Avatar
what would scooby do
Thread Starter
Scooby Senior
 
Joined: Aug 2002
Posts: 28,311
Likes: 0
From: 52 Festive Road
Default Changes to car insurance law..

Not sure how many it affects but you now must have continuous insurance or declare SORN. You can't have a car locked away without insurance and taxed.

http://www.direct.gov.uk/en/Motoring...LA=DM&CRE=Furl
Old 16 January 2011 | 08:09 PM
  #2  
pimmo2000's Avatar
pimmo2000
Scooby Regular
iTrader: (6)
 
Joined: Sep 2004
Posts: 14,660
Likes: 4
From: On a small Island near France
Default

Sorry whats different now ?

If the car is off the road, Sorn it and then no need for insurance ?
Old 16 January 2011 | 08:16 PM
  #3  
hodgy0_2's Avatar
hodgy0_2
Scooby Regular
 
Joined: Jul 2008
Posts: 15,633
Likes: 21
From: K
Default

currently it can sit on the road (or drive) with valid Tax, but no insurance

not now
Old 16 January 2011 | 08:17 PM
  #4  
what would scooby do's Avatar
what would scooby do
Thread Starter
Scooby Senior
 
Joined: Aug 2002
Posts: 28,311
Likes: 0
From: 52 Festive Road
Default

Originally Posted by pimmo2000
Sorry whats different now ?

If the car is off the road, Sorn it and then no need for insurance ?
I guess it's just those folks who have a car stored for the winter with some tax left they have to cancel tax or insure the car..
Old 16 January 2011 | 08:37 PM
  #7  
Dedrater's Avatar
Dedrater
Scooby Regular
 
Joined: May 2008
Posts: 3,957
Likes: 0
Default

Originally Posted by hutton_d
I haven't found the answer to the question I have, which is, if you have a car/bike off the road which doesn't need SORN (i.e. it was last taxed before whatever the cut-off is for SORN) then do you now need to SORN them? Not found the answer online. Best find out sharpish before I get the fines in the post ....

Dave
Yes, get a refund on the road tax, keep the car off the road.
Old 16 January 2011 | 08:43 PM
  #8  
alcazar's Avatar
alcazar
Scooby Regular
iTrader: (2)
 
Joined: Jun 2002
Posts: 40,781
Likes: 27
From: Rl'yeh
Default

This will be worthwhile if it gets implemented.

At the moment, everyone seems to have online details of the RoadTax status, and the MoT status, but NOT the insurance status..
About time SOMEONE took insurance seriously.
Old 16 January 2011 | 08:47 PM
  #9  
hodgy0_2's Avatar
hodgy0_2
Scooby Regular
 
Joined: Jul 2008
Posts: 15,633
Likes: 21
From: K
Default

Originally Posted by hutton_d
I haven't found the answer to the question I have, which is, if you have a car/bike off the road which doesn't need SORN (i.e. it was last taxed before whatever the cut-off is for SORN) then do you now need to SORN them? Not found the answer online. Best find out sharpish before I get the fines in the post ....

Dave
I am not sure you do

I have a 1969 Mini Cooper awaiting restoration (as well as my 1964 Cooper S)

I have never needed to SORN it, but it exists on DVLA database
Old 16 January 2011 | 09:30 PM
  #10  
mart360's Avatar
mart360
Scooby Regular
 
Joined: Jul 2005
Posts: 12,329
Likes: 0
Default

If a vehicle was offroad before the Sorn legislation was introduced, then your ok,

once you go onto the sytem Sorning stuff, theyve got you , and the usualk rules apply

how do you insure a pile of parts? for that matter how do you sorn it?


Mart
Old 16 January 2011 | 09:50 PM
  #11  
CrisPDuk's Avatar
CrisPDuk
Scooby Regular
 
Joined: Sep 2001
Posts: 9,465
Likes: 0
From: The Cheshire end of the emasculated Cat & Fiddle
Default

even if SORNed my car and my bikes are still always insured. Even if I'm not currently using them, some ****** could still try and nick them
Old 16 January 2011 | 10:50 PM
  #12  
Lee247's Avatar
Lee247
SN Fairy Godmother
 
Joined: Nov 2003
Posts: 35,246
Likes: 0
From: Far Far Away
Default

Originally Posted by what would scooby do
Not sure how many it affects but you now must have continuous insurance or declare SORN. You can't have a car locked away without insurance and taxed.

http://www.direct.gov.uk/en/Motoring...LA=DM&CRE=Furl

I must be having a thick moment. I thought that had always been the case.
My old quattro is in the garage on two flat tyres and a flat battery and has been sorn for years.

Last edited by Lee247; 16 January 2011 at 11:42 PM. Reason: spelling, sheesh
Old 16 January 2011 | 11:29 PM
  #13  
joz8968's Avatar
joz8968
Scooby Regular
iTrader: (13)
 
Joined: Aug 2006
Posts: 23,761
Likes: 8
From: Leicester
Default

It wouldn't surprise me in the least, that in the near future, the govt will require you to MOT, tax and insure EVERY car in the household, REGARDLESS of whether it's off the road unused!

This IS the "we will *** rape the easy to target motorists for all you're worth"-UK we're talking about, after all....
Old 16 January 2011 | 11:36 PM
  #14  
ALi-B's Avatar
ALi-B
Moderator
iTrader: (1)
 
Joined: Apr 2002
Posts: 38,052
Likes: 301
From: The hell where youth and laughter go
Default

Christ that website is worded badly, after re-reading it a few times, i've managed to translate it all into eight words: To be legal, Insure it, OR SORN it.

In other words, if its SORN'd already, no worries. But if its not SORN'd and the insurance runs out, you need to SORN it, even if its still taxed.

Still won't sort the pikeys though.

Last edited by ALi-B; 16 January 2011 at 11:38 PM.
Old 16 January 2011 | 11:42 PM
  #15  
ALi-B's Avatar
ALi-B
Moderator
iTrader: (1)
 
Joined: Apr 2002
Posts: 38,052
Likes: 301
From: The hell where youth and laughter go
Default

Originally Posted by hutton_d
I haven't found the answer to the question I have, which is, if you have a car/bike off the road which doesn't need SORN (i.e. it was last taxed before whatever the cut-off is for SORN) then do you now need to SORN them? Not found the answer online. Best find out sharpish before I get the fines in the post ....

Dave

Grey area. I do know for a fact if you become a new keeper on a vehicle already off the road, you need to declare SORN from that point onwards. I ended up doing this with my Landy when I purchased it in 2001 (it had been off the road since 1989).

Careful though, if it has a fancy plate the DVLA will assume its been scrapped and can try to auction off the reg number.
Old 16 January 2011 | 11:43 PM
  #16  
Lee247's Avatar
Lee247
SN Fairy Godmother
 
Joined: Nov 2003
Posts: 35,246
Likes: 0
From: Far Far Away
Default

Originally Posted by joz8968
It wouldn't surprise me in the least, that in the near future, the govt will require you to MOT, tax and insure EVERY car in the household, REGARDLESS of whether it's off the road unused!

This IS the "we will *** rape the easy to target motorists for all you're worth"-UK we're talking about, after all....
They can bugger orf
Old 16 January 2011 | 11:45 PM
  #17  
ALi-B's Avatar
ALi-B
Moderator
iTrader: (1)
 
Joined: Apr 2002
Posts: 38,052
Likes: 301
From: The hell where youth and laughter go
Default

No doubt they'll "tax" you an admin charge on the SORN sooner or later.

I'll "export" my cars/bikes when that happens - then "import" them when they go back on the road
Old 17 January 2011 | 12:44 AM
  #18  
fast bloke's Avatar
fast bloke
Scooby Regular
 
Joined: Nov 2000
Posts: 26,619
Likes: 0
Exclamation

Originally Posted by mart360
how do you insure a pile of parts? for that matter how do you sorn it?


Mart
Irrelevant I know, but I read that as 'a pile of farts'I laughed
Old 17 January 2011 | 12:27 PM
  #19  
Leslie's Avatar
Leslie
Scooby Regular
 
Joined: Aug 2002
Posts: 39,877
Likes: 0
Default

Since we dont have any significant number of traffic police any more, it is the only effective way to make sure a vehicle is insured if it is used when it legally should not be. The problem of untaxed and ininsured cars is very much worse than it ever used to be, especially with immigrants ignoring the laws.

I think it is unfair to expect you to insure an unused car and I think the numbers of traffic police should be increased to at least the numbers we used to have, they used to pick up cars being illegally driven very effectively and the roads would be considerably safer too.

Les
Old 17 January 2011 | 12:38 PM
  #20  
cookstar's Avatar
cookstar
Scooby Regular
iTrader: (6)
 
Joined: Apr 2005
Posts: 33,828
Likes: 0
From: Stroke it baby!
Default

If it goes anyway toward making it harder to have an uninsured car on the road, then it's a good move.
Old 17 January 2011 | 12:50 PM
  #22  
Wurzel's Avatar
Wurzel
Scooby Senior
iTrader: (1)
 
Joined: Nov 2000
Posts: 9,708
Likes: 73
From: Wildberg, Germany/Reading, UK
Default

Our vehicles here are insured permenently, the policy is automaticaly renewed every year so you don't have to worry about it unless you want to change companies. It is not possible to not have insurance and have a vehicle on the road. The only way you can cancel your insurance without renewing it with another company is to deregister the car. When you do this you have to surrender the plates back to the Landratsamt where they will remove the county sticker from them and either bin them or if you want you can have them back, however they are no longer valid and can be seen at a glance. Your paperwork is also marked as being deregistered. Not sure what happens then as the car technically does not exist on the computer, unless they have the previous owner listed until it is registered by someone else or by another Landratsamt. I suppose if you drive it with the old plates and get caught you will be in a whole world of ****. It seems an easy way to do things as you can not get false plates made and you also do not have to worry about forgetting to tax and insure your vehicle each year as it is all done automatically and via direct debit.
Old 17 January 2011 | 12:55 PM
  #23  
cookstar's Avatar
cookstar
Scooby Regular
iTrader: (6)
 
Joined: Apr 2005
Posts: 33,828
Likes: 0
From: Stroke it baby!
Default

Originally Posted by Wurzel
Our vehicles here are insured permenently, the policy is automaticaly renewed every year so you don't have to worry about it unless you want to change companies. It is not possible to not have insurance and have a vehicle on the road. The only way you can cancel your insurance without renewing it with another company is to deregister the car. When you do this you have to surrender the plates back to the Landratsamt where they will remove the county sticker from them and either bin them or if you want you can have them back, however they are no longer valid and can be seen at a glance. Your paperwork is also marked as being deregistered. Not sure what happens then as the car technically does not exist on the computer, unless they have the previous owner listed until it is registered by someone else or by another Landratsamt. I suppose if you drive it with the old plates and get caught you will be in a whole world of ****. It seems an easy way to do things as you can not get false plates made and you also do not have to worry about forgetting to tax and insure your vehicle each year as it is all done automatically and via direct debit.

What are the insurance costs there like compared to the U.K?
Old 17 January 2011 | 12:59 PM
  #24  
ALi-B's Avatar
ALi-B
Moderator
iTrader: (1)
 
Joined: Apr 2002
Posts: 38,052
Likes: 301
From: The hell where youth and laughter go
Default

Originally Posted by Leslie

I think it is unfair to expect you to insure an unused car and I think the numbers of traffic police should be increased to at least the numbers we used to have, they used to pick up cars being illegally driven very effectively and the roads would be considerably safer too.

Les
Les, you don't need to insure an unused car. You just need to SORN it. That is all.

The website's wording is terrible.
Old 17 January 2011 | 02:52 PM
  #25  
Dedrater's Avatar
Dedrater
Scooby Regular
 
Joined: May 2008
Posts: 3,957
Likes: 0
Default

It's a no brainer anyway isn't it? Who would want to SORN a car and then leave it on a public highway ready to be nicked, driven into etc

And on the other hand, I can't see making a bit of difference in regards hardcore uninsured drivers, they will do what Ali said and 'export' the car, then go on autotrader and find the same model/colour and copy the plates.
Old 17 January 2011 | 03:46 PM
  #26  
Wurzel's Avatar
Wurzel
Scooby Senior
iTrader: (1)
 
Joined: Nov 2000
Posts: 9,708
Likes: 73
From: Wildberg, Germany/Reading, UK
Cool

Originally Posted by cookstar
What are the insurance costs there like compared to the U.K?
I think they are slightly cheeper than yours but it is complicated over here and as usual you get shafted somehow.

MY MY00 is around the 400 euro mark for TPFT + small furry animals etc
Can't honestly remember.
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Iqy7861
Engine Management and ECU Remapping
22
12 October 2015 10:21 AM
ossett2k2
Engine Management and ECU Remapping
15
23 September 2015 10:11 AM
t999cuk
Insurance
23
19 September 2015 10:38 PM
ossett2k2
General Technical
9
13 September 2015 10:35 AM
alcazar
Other Marques
9
09 September 2015 06:42 PM




All times are GMT +1. The time now is 03:21 PM.