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DONT EVER USE M&S car insurance....

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Old 05 July 2011, 07:38 PM
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coops1
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Default DONT EVER USE M&S car insurance....

What a bloody joke. I have the above insurance on an old T reg Renault scenic. The price for the year was just under £450, I have been paying since January and have paid £270 so far. Just called them to cancel it because I have brought a forester s/tb and they are trying to charge me another £170 for cancelling early lol. They told me they would take it by direct debit so I said I would cancel the direct debit so he turned around and said "I still got your card details from your initial payment so I will take the money from that". Need I say I called the bank right away and the only way round this was to cancel my card and order a new one... grrrrr last time I ever use M&S for anything...
Old 05 July 2011, 09:33 PM
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mart360
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Never cancel insurance, you get stung for the remainder ..read your T's & C's

Just have a mid term change , Usually about £20 admin.

they then recalculate the change between the two vehicles, and split the cost over the remainder of the term


That way,

You gety a years NCB
You dont get hit for cancelling


Mart
Old 05 July 2011, 09:38 PM
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Moley
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Would they not cover the new car?

An extra £170 sounds excessive, enless you've had a claim on the policy.... then you'd have to pay for the whole year.
Old 05 July 2011, 09:43 PM
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dpb
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My insurance has gone up this year , 12 %

Not M&S mind , too posh for me
Old 05 July 2011, 09:58 PM
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kingofturds
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I remember trying to cancel my Dads insurance , they would only speak to the policy holder. I told them they would have a job as he was dead yet they still wanted to charge £80
Old 05 July 2011, 10:45 PM
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speedking
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Not just car insurance ... doo doo du du du du du ...
Old 05 July 2011, 10:54 PM
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jods
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Standard insurance policy terms that is.




















Or is it?
Old 06 July 2011, 08:44 AM
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pimmo2000
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I'd write and complain, following process is one thing, threatening to take money from you is another.
Old 06 July 2011, 12:36 PM
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Just had the same ***** with Endsleigh on the runabout. Shifting from a C-Class Merc to a 3 series beemer.

Endsleigh wanted an extra 170 (suspicious) to insure the new car to december. Their cheapest quote was £475 for the year as a "mid term change" when it is really a new policy.

Told em to stuff it and went with the AA for £375 plus £25 cashback. Refund from Endsleigh £150 on a £400 policy as they take off £9 commission and there is a £50 cancelation fee.

5t.
Old 06 July 2011, 02:01 PM
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coops1
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I know it is STD t&c as have changed insurance many times it the past but £170 extra! That is just daylight robbery. I would have changed to the new car but it is a Jap import and they don’t insure them so had no choice... Well they can take a jump for the money, just found out today that I will prob be made redundant tomorrow so if I don’t have the money they can’t have it.......
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