Why the poor get poorer and the rich get richer!!
#1
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Why the poor get poorer and the rich get richer!!
How to take a television that costs as low as £838 and turn it into at least £3,500 over three years!
First of all charge nearly twice the price.
Then charge 30% APR
Then add on some compulsory insurance or a service contract that costs as much as the television does to start with!!
Brighthouse made around £34m profit.
Apparently their biggest selling products with 'massive sales' are Blackberries!!!
First of all charge nearly twice the price.
Then charge 30% APR
Then add on some compulsory insurance or a service contract that costs as much as the television does to start with!!
Brighthouse made around £34m profit.
Apparently their biggest selling products with 'massive sales' are Blackberries!!!
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My daughter has recently bought a house and I found the invoice from British Gas for the new boiler that was fitted 2 years ago. The boiler, new flue and all required parts I can get trade for around £820inc VAT.
British Gas charged her, and she was a pensioner, over £3500.00 for it. She also had a quote for finance over 10 years and it came to nearly £8k.
The sales person who rip people off like this should be ashamed of themselves as should BritishGas. They hadn't even sealed the flue properly either which I had to do myself.
Chip
British Gas charged her, and she was a pensioner, over £3500.00 for it. She also had a quote for finance over 10 years and it came to nearly £8k.
The sales person who rip people off like this should be ashamed of themselves as should BritishGas. They hadn't even sealed the flue properly either which I had to do myself.
Chip
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My daughter has recently bought a house and I found the invoice from British Gas for the new boiler that was fitted 2 years ago. The boiler, new flue and all required parts I can get trade for around £820inc VAT.
British Gas charged her, and she was a pensioner, over £3500.00 for it. She also had a quote for finance over 10 years and it came to nearly £8k.
The sales person who rip people off like this should be ashamed of themselves as should BritishGas. They hadn't even sealed the flue properly either which I had to do myself.
Chip
British Gas charged her, and she was a pensioner, over £3500.00 for it. She also had a quote for finance over 10 years and it came to nearly £8k.
The sales person who rip people off like this should be ashamed of themselves as should BritishGas. They hadn't even sealed the flue properly either which I had to do myself.
Chip
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I disagree, I genuinely think it sucks. I've worked in finance and sales all my life and now hate watching vulnerable people being stiched-up. I can't wait to get out of the stinking game - full of complete *****.
#11
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Now if i hadn't have been there I am certain she would have walked out with a handful of cash and an unsuitable tarrif. I hate bull**** salesmen.
Last edited by Jamz3k; 15 October 2011 at 05:51 PM.
#12
People don't think about consequences - all they are concerned about is today -and here you can have an enormous telly for only £14 per week - just so affordable isnt it?
#13
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You should get out of it and set up a charity if you're being troubled by pangs of conscience, JT.
You could travel around stores punching arrogant salesmen in the face to balance things out a bit. Or run up behind them and kick them in the nuts at the end of their shift.
Last edited by GlesgaKiss; 15 October 2011 at 05:57 PM.
#14
Yes, especially as in most cases it'll most likely be paid for by the taxpayers!
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Vulnerable? Or Stupid? I agree that in the spur of the moment people can be ripped off by sales patter: sort of pressured into thinking it's a great deal without reading the T&Cs. I don't know about you though, but when I was growing up, and even in my teens, I always had someone there - whether parents, grandparents, or friends - to tear me to shreds if I fell for something in the heat of the moment. We should encourage personal responsibility, because in my opinion, all those embarrassments worked.
You should get out of it and set up a charity if you're being troubled by pangs of conscience, JT.
You could travel around stores punching arrogant salesmen in the face to balance things out a bit. Or run up behind them and kick them in the nuts at the end of their shift.
You should get out of it and set up a charity if you're being troubled by pangs of conscience, JT.
You could travel around stores punching arrogant salesmen in the face to balance things out a bit. Or run up behind them and kick them in the nuts at the end of their shift.
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Big TV
PS3
Xbox
Sofa
fridge
washer/dryer.
All paid weekly. That is, if there is enough cash left over from the 40 **** a day, and the daily bottle of Vodka.
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It is a shame that peopl ehave to stoop to the level of buying things at that sort of cost, although they should probably not buy them in the first place.
If they are stupid enough to squander their hard earned dole on things like that then that is up to them afterall they have sat on their ***** for however long so it must entitle them to have a large screen TV to watch daytime TV.....
Joking asdie maybe anyone on the dole should have their credit rating killed so they can no longer buy anything from anywhere on credit.
If they are stupid enough to squander their hard earned dole on things like that then that is up to them afterall they have sat on their ***** for however long so it must entitle them to have a large screen TV to watch daytime TV.....
Joking asdie maybe anyone on the dole should have their credit rating killed so they can no longer buy anything from anywhere on credit.
#21
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Sometimes they're just nice and see no bad in people. Sometimes they're trusting, they believe what the nice young man is telling them. Sometimes they've not been blessed with cognitive skills but are warm, considerate, caring people. Sometimes they've not had the advantage of a sound upbringing and a decent education. I get all the Ayn Rand and social Darwinism stuff; very macho - greed is good, right? Well, that's fine but, personally, I'm no longer comfortable with it. There's some real dark souls on the prowl.
I'm guessing you'd gravitate more towards stopping people from being able to do it in the first place? At the end of the day, there are always going to be nice people who are taken advantage of. I reckon if everything is out in the open and people know about the various scams taking place, on the whole they are more switched on to them.
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Sometimes they're just nice and see no bad in people. Sometimes they're trusting, they believe what the nice young man is telling them. Sometimes they've not been blessed with cognitive skills but are warm, considerate, caring people. Sometimes they've not had the advantage of a sound upbringing and a decent education. I get all the Ayn Rand and social Darwinism stuff; very macho - greed is good, right? Well, that's fine but, personally, I'm no longer comfortable with it. There's some real dark souls on the prowl.
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What a lot on here obviously haven't got to grips with is that it's not just doleys or lazy scroungers who use this place. We've got one in Scunny highstreet and it's always got plenty of folk in it from it seems all sorts of backgrounds. Infact I've seen an X5 pull up round the back and take an ex-display TV out on a weekly payment scheme - amazing what you hear when ear wigging
A fool and their money... a bit like shopping at Waitrose and spending twice as much as Asda/Tesco/Sainsburys...
A fool and their money... a bit like shopping at Waitrose and spending twice as much as Asda/Tesco/Sainsburys...
#25
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It's the way of the world
Weekly payments ,pay as you go electric and gas meters
Shopping at the convinence shops
Buying over priced tat and dodgy trainers
Smoking
Drinking
Living for today and not tomorrow
No savings ,or ever will have
Buying a sandwich instead of making their own
They never will get any better and their numourous offspring will be brought up the same
Safe sex never happens
This country is well and truly fcuked
Weekly payments ,pay as you go electric and gas meters
Shopping at the convinence shops
Buying over priced tat and dodgy trainers
Smoking
Drinking
Living for today and not tomorrow
No savings ,or ever will have
Buying a sandwich instead of making their own
They never will get any better and their numourous offspring will be brought up the same
Safe sex never happens
This country is well and truly fcuked
#26
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I used to give out loans for proivdent at 2000% APR, you borrow £100 and you pay back £290 at £3.00 a week.... (these figures are probably wrong so forgive my maths)
Yeah it does look like a rip off but there were these points as pluses for the customers.
1) You go to them so they don't need to leave the house
2) If they miss a week or can't pay the full £3.00 one week they don't pay a late fee it just rolls over to another week
3) even if they don't have a credit rating they will still get a loan.
Yeah it does look like a rip off but there were these points as pluses for the customers.
1) You go to them so they don't need to leave the house
2) If they miss a week or can't pay the full £3.00 one week they don't pay a late fee it just rolls over to another week
3) even if they don't have a credit rating they will still get a loan.
#28
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It's the way of the world
Weekly payments ,pay as you go electric and gas meters
Shopping at the convinence shops
Buying over priced tat and dodgy trainers
Smoking
Drinking
Living for today and not tomorrow
No savings ,or ever will have
Buying a sandwich instead of making their own
They never will get any better and their numourous offspring will be brought up the same
Safe sex never happens
This country is well and truly fcuked
Weekly payments ,pay as you go electric and gas meters
Shopping at the convinence shops
Buying over priced tat and dodgy trainers
Smoking
Drinking
Living for today and not tomorrow
No savings ,or ever will have
Buying a sandwich instead of making their own
They never will get any better and their numourous offspring will be brought up the same
Safe sex never happens
This country is well and truly fcuked
I'm not just talking about branded items but we're splitting hairs. Plenty of people buy 'own brand' stuff, not necessarily the value stuff, but midrange. Whether it's due to cost or the fact there isn't that much difference in taste/quality
#30
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To be honest, the gullible and stupid are the reason I get fantastic bargains!
I pay cash for everything and negotiate on almost everything ...... when I bought my car last year I asked the Salesman what his best price was - he said he could sell the particular car for the list price. People actually come in, he said, select a car - pay on HP - buy the alloy wheel cover, the GAP Insurance and pay £350 for some polish and interior trim protectant!!
I told him I would pay him List minus £2,000 and I want the £350 polish and interior clean thrown in .... I want absolutely no 'extras' whatsoever. He agreed - and thoroughly enjoyed dealing with a real man for once
The only reason I can do these deals is that mugs pay silly money for stuff ...... an example, I bought a PAYG decent mobile for £3 - yes, £3!! How many idiots will be paying £100's for mickey mouse Iphone4's, Samsung S2's, and all other such hyped, uneeded junk??
A fool and their money are soon parted ...... and all the better for the rich like me to get richer - keep it up mugs
I pay cash for everything and negotiate on almost everything ...... when I bought my car last year I asked the Salesman what his best price was - he said he could sell the particular car for the list price. People actually come in, he said, select a car - pay on HP - buy the alloy wheel cover, the GAP Insurance and pay £350 for some polish and interior trim protectant!!
I told him I would pay him List minus £2,000 and I want the £350 polish and interior clean thrown in .... I want absolutely no 'extras' whatsoever. He agreed - and thoroughly enjoyed dealing with a real man for once
The only reason I can do these deals is that mugs pay silly money for stuff ...... an example, I bought a PAYG decent mobile for £3 - yes, £3!! How many idiots will be paying £100's for mickey mouse Iphone4's, Samsung S2's, and all other such hyped, uneeded junk??
A fool and their money are soon parted ...... and all the better for the rich like me to get richer - keep it up mugs