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What insurance should a "handyman" have?

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Old 10 September 2012, 09:28 PM
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cookstar
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Default What insurance should a "handyman" have?

Just wondering what would be a sensible insurance policy to have, I've looked into public liability, but would this cover you if a person was to sue due to damage to property or is it more incase you injure somebody?

Any advice would be really great guys.
Old 10 September 2012, 09:44 PM
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zip106
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Public Liability, yes.
Covers you for damage to property and person.

For at least £2m cover. (I have it)

Shouldn't cost you more than about £120 per year.
Old 10 September 2012, 10:25 PM
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cookstar
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Great, thanks.
Old 10 September 2012, 11:02 PM
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Midlife......
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The last Public Liability Insurance I got for the wife to groom dogs (in case they slipped in dog **** and killed themselves) was from.........................Yep

Moleys's mob at Keith Micheals

Shaun
Old 11 September 2012, 11:09 AM
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David Lock
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What about personal injury cover if you fall off a ladder say?

dl
Old 11 September 2012, 11:15 AM
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dpb
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They ask for 5m where I work, f**king joke.

Havnt bought any as a result. No way I could cause that sort of damage
Old 11 September 2012, 12:08 PM
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EddScott
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Regular STD checks from all the bored housewifes you'll meet?

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Old 11 September 2012, 12:41 PM
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cookstar
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Originally Posted by EddScott
Regular STD checks from all the bored housewifes you'll meet?
Old 13 September 2012, 06:45 PM
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Chip
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Originally Posted by dpb
They ask for 5m where I work, f**king joke.

£20m for me, and quite expensive too.
Old 13 September 2012, 07:38 PM
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zip106
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Originally Posted by David Lock
What about personal injury cover if you fall off a ladder say?

dl
I have that, too

(bloody expensive though)
Old 13 September 2012, 10:54 PM
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Mikee
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I'm a handyman, I have public liabilty and personal injury.

Read the smallprint for the latter though, there are a lot of reasons for the buggers not to pay out!!!

If in doubt speak to Moleys lot- I'm sure someone can answer your questions fully. Good luck!
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