Get a new CC with a 0% balance transfer, take out a cash advance on your existing card & transfer the balance to your new card.
Money for nothing & your chicks for free ! (Check the fees on the cash advance) D |
mortgage 400k
ouch! |
Mine is 0 too
no mortgage anymore. dont own any credit/store cards and want to keep it that way. Never overdrawn at the bank. Cars always paid in cash (I save first). No loans. Its a shame I am part of a minority |
Interesting Charlie - should rea;;y plough back what I save each month to minimse interest paid even further ;)
They are on to me on the 0% CC transfers thing - have been lnocked back 3 times now... Credit record is squeaky clean too - got it out just to check! Used a Cahoot 6.8% flexi loan thing in the end. |
i applied for a loan from northern rock, and they wanted me to sart faxing this and that - couldn't be bothered with that so i applied to cahoot instead. i thought that because i have savings with them it would be no probs. their loan calculator thing said it would be 6.8%, when i did the application it came up 9.9%, WTF? so i used savings instead.
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Les - you don't believe PSLiar do you? tut, tut...
UB:D |
nil morgage (£300k house paid for ) :D:D
nil loans £49 Credit card £6 k wifes car 3 years %free as would not give any cash discount so left it in bank £2k CSA due to them not working out correct figures 4 years ago !!to be paid off at £10 per month % free !!! £10 to the misses |
better watch that £10 to the misses lordharding that could get out of hand :D
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ProperCharlie,
Northern Rock did similar to me. I asked for a 6K loan and was told on the phone it would be 6.8% but the comfirmation paperwork said 9+% If your looking try Tesco, they say 6.8 and it is 6.8% Looking at some here I don't feel to bad about my debt level. Although to be debt free and have a 300+ house with no mortgage would be V.Nice :0 |
Mortgage = 70k (£337 pcm interest only)
CC = 0, no way am I EVER having one either.. Overdraft = 0 Loan for scoob = 5k outstanding at £150 pcm thats it, but I'm sure the wife will do her best to make some more bills for Xmas :( |
Feck - sorry Buzz
I owe you £20 :eek: LOL |
LOL! :)
Sorry to remind you then :D (I'd actually forgottten all about it) |
morgage 140k
cc 3k tax 22k |
1500 quid, thats it, overdraft
Mortgage, none (house worth 450k)! |
let's see:
loan = £25,000 credit card = £5,000 thats it really, bad enough though. |
Dont owe a single penny to anyone. Ron Dennis once said "if you cant buy something twice,dont buy it once". I pretty much live by that,and i wouldn't want it any other way. |
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