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SPIRALLING INSURANCE COST.

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Old 22 July 2001, 10:29 PM
  #1  
sparkplug
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Unhappy

HI ALL

CAN ANYBODY HELP WITH INSURANCE

I have had my scooby for 3 years now and my
insurance just keeps going up.
I am currently insured with Norwich union.
35 years old, full NCD living in the Oldham area.
And with the recent riots in this area I fear my insurance is going to rocket.
First year I paid £760 2nd year £920 and this year £1090 (had no claims in this 3 year period)
Much higher car might sadly have to go.


Live in hope
THANKS TONY.
Old 22 July 2001, 10:36 PM
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Mellow Yellow !
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Problem of the society we seem to live in, same happened to me this time, rise of £400 for no apparent reason other than car crime, accident claims etc,....try Tesco's, they came out the cheapest, Norwich Union give an excellent policy but wanted £1760 in comparison to Tesco's £1008 !!!
Old 22 July 2001, 10:52 PM
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pslewis
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Are these prices for UK std cars??? Sh1te!!

I dont mind my £500 - but any more and I will start to really think about Subaru and me parting company - find me a way to get above 17mpg and I may just hang about for a while

Pete
Old 22 July 2001, 11:09 PM
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ScoobySnack
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Hey Sparkplug.......your right its getting worse out there......

I've just renewed and have the same basic details as you, i.e. 3 YearsNCD, 30ish, etc...........

I was getting quoted about £1000 - £1100 with a car that had minor mods and over top security systems.

Then out of the darkness stepped Greenlight......who also stepped up to the mark with under £1000 on a quote. That added to their knowledge of the car, ability to mod it easily and their excellent customer service got my vote........

Hope this opinion helps

J
Old 22 July 2001, 11:11 PM
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sparkplug
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Thanks Mellow yellow.

By the way how many clubcard points did you get insuring your car with tesco's.


Tony.
Old 23 July 2001, 07:22 AM
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Octane Man
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Sparkplug,

I gotta agree with ScoobySnack, Greenlight came up trumps for me. My renewal came through in febraury and my current insurers then quoted a £400 increase.
I found Greenlight Insurance and they Quoted me £20 less than the previous years policy, my insurance actually went down.
Old 23 July 2001, 07:38 AM
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Mellow Yellow !
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Clubpoints.....bl**dy hell I forgot about that
Old 23 July 2001, 08:04 AM
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Jon Jonzz
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Unfortunately, there is no substitute for ring round.

Each year at renewal time, I ring about 10+ brokers and insurance companies.

For me, Privilege was the cheapest and I could buy (not just obtain a quote) on-line. They are the "performance" part of Direct Line, IIRC.
Old 23 July 2001, 08:31 AM
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Mossman
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I have been very lucky indeed and have had decreases over the last three years! I think I may have had a slight increase this time but I am putting it on a limited mileage policy. All mods declared and protected no claims AND on an import WRX!

Well pleased
Old 23 July 2001, 08:32 AM
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TRIGGER
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My Privilege renewal has just come and is £950 for my Mitsubishi Estate (only 1 yr NCB) - Tesco was £600 !
My STI was £1500 last yr and Tesco quoting £800.

Tesco's will be getting my business.
Old 23 July 2001, 09:09 AM
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DavidBrown
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Hmm. My premium went from £1200 -> £800 with Privilege

Go figure..
Old 23 July 2001, 09:11 AM
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fast bloke
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Question

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by Mossman:
<B>I have been very lucky indeed and have had decreases over the last three years!
Well pleased [/quote]
How did you manage this? Move to the orkneys or something?
Old 23 July 2001, 10:18 AM
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sjah555
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okay, I'm 23 with 1yrs NCB and been driving for nigh-on 6yrs. Currently paying 1250 fully comp for insurance which is guaranteed not to go up for the duration of the policy, on a MY99 UK turbo with no mods...
Old 23 July 2001, 10:27 AM
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ChrisB
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Currently paying 1250 fully comp for insurance which is guaranteed not to go up for the duration of the policy<HR></BLOCKQUOTE>

Once the policy is setup, surely they can't jack the premiums? I guess it might be in the small print but I would have thought that any company which tries to up the cost half way through the year would not be around for long!

Dave T-S or Rum care to comment?

ChrisB.
Old 23 July 2001, 10:27 AM
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sjah555
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guess so, but still pretty reasonable I reckon for a MY99 UK turbo albeit with no mods...

Sal.


[This message has been edited by sjah555 (edited 23 July 2001).]
Old 23 July 2001, 11:11 AM
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Mossman
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Fast bloke!

No claims, good postcode and no offences I reckon!
Now also garaged and used only when the sun is out! (I am lucky to have it as my second car).

Mossman
Old 23 July 2001, 11:22 AM
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sjah555
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spot on ..... but it's used everyday and pretty enthusiastically also.

Sal.
Old 23 July 2001, 11:35 AM
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Andy Porter
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Try these......
Crowethorne Insurance 01344 771626
Torview insurance services 0181669888
Bell Direct 0800 140180
Hyperformance 0181 9393944 contacts: Mark or Wilf
Admiral 0800 600800
Footman James 0121 651 6250
Kieth micheals ins plc 0181 288 0081 contact: Jeremy
O.P.I 0870 242 0800
Adrian Flux 01553 777888
Priviledge 0113 292 5555
Coversure Ins 01480 412494
J.D.I Insurance 01189 502155
Academy 0800 731 4984
Greenlight 01277 263030
Schofield’s contact Tom (Rum on BBS

I'm with Keith Michaels,
Andyp
Old 23 July 2001, 03:50 PM
  #19  
Boo
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Hi, Just had my renewel through too.
£637.89
39 Years Old
Clean Licence
1 Named Driver
Full/Protected NCB
Voluntary Excess £100
Compulsary Excess £250
Up from £580 last year
Richards,Wines&Levy 01268-522559
I though that was expensive.Now I`m not so sure.
Hope this helps Tony
Old 23 July 2001, 09:00 PM
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sparkplug
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HI ALL!

I would like to thank everybody for their input to this post, looks like I'll be on the phone for the next week.
Tesco's,Privilege & Greenlight first
Then I'll try the rest just in case.

Thanks again to everyone & I will let you all know how I get on.

TONY.....
Old 23 July 2001, 10:12 PM
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logiclee
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Cool

Tony,

Use Tesco's web site you get a further 5% off.

Anyone else think the group 17 rating of the Scoob is a joke? My Scoob cost £1024 to insure, my V6 Mondeo is a group 16 only one group less, same value and circumstances £448 with £250 less excess.

Lee
Old 23 July 2001, 10:17 PM
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ianlove
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sorry guys, there is the priviledge of age, £347 fully comp even after a total loss on the Sti

Ian
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