Hello guys and gals! My dealer really wants me to have PPP, I can have it in 6 weeks apparently when my soon to be delivered Scooby goes in for its 1000 mile service. I really want PPP, but I can't have it!! Why ? u may ask ? becos I cannot find any insurance company to give me a quote below £1750.......ahhh he must be a youngin!! but no I'm 30, my only sin is I have one SP30 3 years ago for doing 38 mph down a steep hill in a 30 zone! Anyone that has PPP ? Who are you insuring with ? It seems none of the majors will tough it with a bargepole and I am concerned also what next years renewal would be like even if I could get insured this year!! I have 5 years NCB too an example :- Standard WRX premium £800 PPP WRX premium £1750.....!! to me that makes no sense whatsoever!! I can get insurance on an Evo 6 Extreme for £1200!!!

 

How are you describing the PPP to the insurance company?

Also a few companies are getting the old MK1 WRX(import 240-280Bhp) with the new UK WRX mixed up.

They may well be quoting you the price for a chipped MK1 WRX.

When I got mine, I described it as an offical upgrade, fully warrantied with an ECU and exhaust change. Power upgrade was 11-20%.

Hope this helps.

[This message has been edited by Neil Smalley (edited 15 August 2001).]

 

I'm with Privilege. £680 without PPP, and £750 with. Declared as ECU and Exhaust and Intercooler mods giving 11-20% power increase.

Jonathan

 

MY00 with Direct Line. £100 increase. Up to 10% power increase. Elephant.co.uk good quote - allow lots of mods. Privilege and Direct Line are now together and use the same scale for mods.

 

Hi DiggE,

try direct line. I had the exact same troubles believe it was a nightmare. Just ask for 10 % extra performance by manafacturer. I am on £1200 with £250 excess and i have an sp30. I am 25 by the way with 6 yrs no claim bonus. I also have my alloys insured for £1000 + have quick shift gearbox that doesn't count for anything.

Cheers

Paul

 

can't help i'm affraid as my car is insured by my company for me and my wife (although its a personal car)... which is good news because i'm 28 shes 24, neither any NCB due to a variety of little mishaps and she wrote of my brand new 200sx and a third parties shogun 2 yrs ago (total bill £60k + )
we are not very insurance friendly!

Tiggs

[This message has been edited by Tiggs (edited 15 August 2001).]

 

DuggE,

Your SP30 doesn't affect the premium by much (if anything). I had 4 points and £180 fine about 5 years ago and always thought this was the reason my insurance was high. Now that it's gone, my premiums are still going up

A couple of years ago I asked for a theoretical quote with no points and the premiums were only £20 or so less. Some didn't even change !!

The biggest problem for me were my post code and amount of NCD. Check out Direct Line as they have an online quote system where you can try different post codes to determine if this is affecting your premium. Try a few from around your area to see if it makes much difference. If it doesn't then I suspect the Insurers don't have a Scooby about what the PPP actually is and therefore how much it should affect your premium.

No way should the upgrade more than double your insurance.

Luckily I've an RB5, so I pay the same regardless of whether I have the PPP fitted or not - should be claiming compensation for over-paying me thinks

Stefan