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What does category C mean?

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Old 18 March 2003 | 01:08 PM
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From: Aylesbury, Bucks
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Car described as insurance claim category C. What does it mean? What checks would I need to make? What is the likely impact on the cars value?
Old 18 March 2003 | 01:11 PM
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Means "RUN AWAY SCREAMING" i.e. complete write off, put back one road....

http://www.autolocate.co.uk/aa/usedcarwriteoff.html

[Edited by Dan B - 3/18/2003 12:15:32 PM]
Old 18 March 2003 | 01:20 PM
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From: oustide the asylum?
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It means it's been pre-crashed for you!

Seriously now... there's 4 grades of writeoff A through to F. (D is the least severe amount of damage)

A & B should never see the road again where as C and D can be repaired although insurance companies say it's not cost effective for them to do it. Given the inflated prices that many bodyshops charge for insurance jobs, I can see why so many cars are written off! (I was quoted £500 for a £100 job once)

Most people will tell you to run away and find another car, as you'll struggle to sell it on, and it could cost you a lot of money in repairs etc.... It depends on what sort of a risk you are willing to take, how long you plan on keeping the car & how prepaired you are to get your hands dirty with repairs.

I would say that if the price is right (and I mean RIGHT - maybe 40 to 50% less than market value for a cat C...) and the car looks good - check ALL of the panel gaps & paint quality very carefully - check that it drives well at high speed (be careful!!) and looks like it has been cared for then it could be a good buy.

(Generally compare it to a non abused example, and do a cost/benefit analysis )

[Edited by dnb - 3/18/2003 12:22:48 PM]
Old 18 March 2003 | 01:30 PM
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A = Destroy only
B = Dismantle only, chassis to be destroyed.
C or D = Dismantle or Salvage
Old 18 March 2003 | 01:50 PM
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Depends on how it became a C write off. With Zeds, if the door gets bashed on a lamp post or whatever it gets written off...
Old 18 March 2003 | 01:56 PM
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Hi all, interesting one this. As I recently had a full write off claim for my Omega. I drove through a flood - water got in the engine and it seized. Stupid **** that I am?

The was no other damage to the car. So all it needed was a new engine....2nd hand probably £1500 and £500 fitting. But the insurance company would only fit a NEW engine - priced at £4700 from manufacturer. As this was more than 60% of the value of the car, the car was written off.

So in the above case - a new engine and the car would have been completely fine. So I guess - you must find out why it was written off and check with the previous owner etc.

Jim

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