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Exhaust vs Insurance

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Old 15 July 2003 | 04:09 PM
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From: The hell where youth and laughter go
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With all the insurance companies finding excuses to up their premiums it occured to me...

If you fit a "performance" Back box it's declared a modification and up goes the insurance.

But what difference does it make if you go to say - Kwick Fit and fit one of their cheepo "Own" brand backboxes?

Both are'nt manufactureres original exhausts. It it could be possible that the cheepo exhaust gives more BHP (unlikey - but who has tested it?)

So surely, either you'd have to declare that to insurance company (non-original exhaust). Or it's just a load of crap, and really - if challanged, do they have a leg to stand on?

Old 15 July 2003 | 04:14 PM
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I advised my backbox and they asked me if it increased the performance. I just said i didnt know, the only reason i got it was cos its s/s and has a lifetime guarantee. She didnt put it down as a mod and i didnt commit myself to a yes or no answer.
Old 15 July 2003 | 04:16 PM
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From: The hell where youth and laughter go
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ahh, the beauty of ignorance!
Old 15 July 2003 | 04:26 PM
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Don't give them any excuse not to pay out....
Old 15 July 2003 | 04:26 PM
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From: 52 Festive Road
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Best to declare everything you are "worried" about - otherwise they will screw you when it comes to claiming.

if you can't stand the cost of owning an Impreza - buy a Nissan Micra
Old 15 July 2003 | 04:54 PM
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the b@strds want 450 for me to "change" my exhaust

Rip off Capital
Old 15 July 2003 | 05:17 PM
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From: 52 Festive Road
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blimey - mine only went up by £200 + declared loads of stuff
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