Please list... especially for imports. And how do you rate them?

I am compiling a list of car finance companies and rate them so that future financing can be made easy.

Cheers

 

wow, guess all scoob owners buy theirs outright?

 

Yep, cash speaks a beautiful language

 

I found Direct Line the cheapest and used them last time as well. Just a case of shopping about and reading the small print if you want payment protection. I personally go for a personal loan and not a car loan so if I ever needed to get rid of the car I can do so without having to worry about there being finance on it.

 

Have you tried this?

Autotrader Finance Centre

They contact all the top on-line lenders and give you the results instantly on-line and give them in order from cheapest to most expensive with all the details about APR, fixed or variable etc.

Got a loan through this method myself. Some pretty low APR's at the moment too. Around 6.0%.

 

I paid for mine with 3 camels and one of my wives


Or was it Lotus Cars Finance Ltd... gave me a better rate than IM finance even though it was through a Subaru dealership

 

IM and they are the most ignorant f**kers Ive ever dealt with!

 

I needed an extra few grand to buy my scoob as I had 7K but mine cost 10K. I got a loan from Tesco at 6.8% - the good thing with Tesco to me was that they said 6.8% and it was. Northern Rock quoted 6.8 on the phone but when the agreement came it was 9+% good job I checked as I doubt I'd be able to fight it.

Think its underwritten by Direct Line.

 

cash

 

Original Car - Cash
All the stupid mods - Cash
SLK - Cash with 6 months loan

I normally save before I buy

 

Cash.

Used, non-sequential bills with nothing bigger than a £20

 

slap dash, cant beat it

 

cash too!
guess alot of us are rich then

 

Intelligent Finance, using offset banking and 0%-for-6-months credit cards to get the interest rate down to a nice round 0% :-)

 

I use 'Gran Finance' - its great.

No paperwork, interest free over 4 years - No late payment charges (not that I'd ever miss a payment)...

Yes folks 'Gran Finance' - the best loan in town, don't delay call today.

Your gran is at risk if you do not keep up repayments on a scoob or or other car secured by her.

 

lombard direct loan, i think the intrest is down to 6.9% now

i shooped around @ the time and found sum places doing 7.8% so i sued one of them