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How do i get a project car home with no tax/insurance-without recovery?

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Old 11 October 2006, 09:25 PM
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donny_daz
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Default How do i get a project car home with no tax/insurance-without recovery?

Hi guys,

Im going to look at a damaged impreza on sat but its gonna be a project over the next year or so, i wont be wanting a YEARS insurance or 6 MONTHS tax just for the 20 mile journey hom, as it is gonna be stationary for some time. Is there anything i can do to legally drive it home this distance ?

Thanx guys help would be great as im stuck for ideas.
Old 11 October 2006, 09:27 PM
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ScuuBdoo
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have it towed. If its only 20miles it cant be that expensive.
Old 11 October 2006, 09:31 PM
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Maz
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Recovery truck mate. Flat bed one.
Old 11 October 2006, 09:45 PM
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donny_daz
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Is there no way of insuring for a day?
Old 11 October 2006, 09:47 PM
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GC8
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Who's your Daddy?

Say it.....

Say it.....
Old 11 October 2006, 09:49 PM
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tax it and claim it back the next day, you will lose around £7 if you do it the next day iirc.
Old 11 October 2006, 10:16 PM
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Chelspeed
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If you buy it get someone else to drive it home. Vast majority of insurance will cover the insured to drive other peoples vehicles so your mate will be covered. It's only absolute minimum legal cover, sort of 3rd party only, not even fire or theft, but if it's one journey that'll be OK.

Either risk the tax or as previous poster said tax it then claim a refund. You'll end up paying for the whole month as you can only get tax from 1st and have to cancel it from the beginning of next month. But better than paying for a whole year. If you do go this way then it's worth taxing it for a year rather than 6 months, daft as it seems if you only plan to use a month. The reason is because the 6 month fee is half the 12 month fee plus an extra bit. Then when you cash it in you get 5/6 of the 6 month fee back but lose the extra bit, if you go for a whole year you get 11/12 back and lose naught.

When you cash your tax in make sure you declare SORN or the robbing b*st*rds will stitch you up. And make sure you renew SORN if it takes more than 12 months to get it on the road, they often "forget" to send reminders out and rob you again.
Old 11 October 2006, 10:54 PM
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bob r
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how damaged is it? is it actually road worthy, ie.. legal to be driven on the road.
Old 11 October 2006, 11:01 PM
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34srm
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just get it recovered 20 miles bet someone will do that for £40 is it worth the messing about taxing it cashing it in etc ,
Old 11 October 2006, 11:22 PM
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Legal Eagle
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borrow a car with a towbar, hire a trailer and job done for £30

drive it at night, no insurance or MoT, and risk a fine of about £200 plus any back duty. Have an accident involving personal injury to someone else and you could be financially ruined for life - no more foreign holidays, no more car-related projects, no plasma TV or latest video games for the little kiddy-winkies, be guilt-ridden for the rest of your miserable existence.

Take your pick. I'd do the 30 quid option...
Old 12 October 2006, 12:43 AM
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KIPS
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Originally Posted by Chelspeed
If you buy it get someone else to drive it home. Vast majority of insurance will cover the insured to drive other peoples vehicles so your mate will be covered. It's only absolute minimum legal cover, sort of 3rd party only, not even fire or theft, but if it's one journey that'll be OK.

.
thought that the car will only be coverd for someone else to drive 3rd party if it is insured allready
kip
got mine deliverd from were i brought it for £35 quid dam sight cheaper than getting caught
Old 12 October 2006, 08:30 AM
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MattW
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Originally Posted by KIPS
thought that the car will only be coverd for someone else to drive 3rd party if it is insured allready
Correct, the car must be covered on another policy.
Old 14 October 2006, 03:59 PM
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shustir
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Originally Posted by MattW
Correct, the car must be covered on another policy.

Spoke to my insurance people about this and they said there was NO requirement for it to be insured under any other policy. If I was driving it I was insured, end of.

I do know the Police try and make it awkward and some do say it must be insured elsewhere.
Old 14 October 2006, 04:08 PM
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banny sti
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The only problem is if you park the car and get out of it, then technically it is uninsured but while your in the car it is insured!
Old 14 October 2006, 05:28 PM
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Chelspeed
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Thought I was right, thanks Shustir.

Banny sti - is there a requirement for a parked car to be insured? Don't see why there should be. Yes, if it gets stolen or catches fire it won't be covered but so what? And provided the original request was to drive a car from a garage or similar to the posters home address no need to park anyway.
Old 14 October 2006, 05:39 PM
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KIPS
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If the car is going to be parked on the public highway needs to be taxed at the least one of my neibours had two cars picked up by the council and taken away now has to pay the back tax on both and needs to get insurance to re tax them if car is to be stored on private propety might be able to get it coverd on your household for a few£s more but check what it will be coverd for
KIP
Old 14 October 2006, 06:50 PM
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banny sti
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Chelspeed to drive it from one place to another thats fine, but if the police pull you they will get akward about the car not being insured.
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