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im a bad...bad... man, but who cares.

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Old 02 December 2006, 07:16 AM
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chocolate_o_brian
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Default im a bad...bad... man, but who cares.

ok i was without a subaru for nearly 2 months after mr wrx started dyeing, and mr diesel stepped in as a last minute substitution. but i "couldnt takes it no more". now i may get flamed, but im happy in the end. i managed to get a credit card (first one ever actually) and was amazed when the a.p.r. came back lower than a loan i was previously refused. anyway enough about my personal finances. i had 4.5k to play with and wanted a decent example, preferably near to standard as possible and a uk model for insurance purposes.

i was having a mooch around cars on 'net, and various insurance companies. i spotted the scoob donny_daz had for sale. he seemes genuine enough and a good guy on the phone. car had lots of historty etc, new block at 70k miles (ok high mileage at 120k currently) but car was in decent condition for the mileage. only problem was, however, the insurance. my last wrx was worth around only £3000. this car however was 4 years younger, and valued at £3800-3900, due to said high mileage.

i was getting quotes around £3000-3200 and wasnt prepared to fork that out considering il have 1 year ncb in june next year. so i was following the route of maybe getting a old "skool" warm/hot hatch like a 205 gti etc. but... then... mr daz from donny, he sent me a link to a insurance company who were supposed to be reputable. ecarinsurance ltd i think. anyways 5 mins down the line on tinternet, got my quote, and after wiping a cup of tea off the monitor, i checked to see my details were correct.

yep, everything cushty, all above board. all "little" things inc like legal expenses etc. the quote you ask... £1741.45 fully comp but with a £500 excess. now considering my position and circumstances, that was a bloody good price. on my first sport through tesco i payed £1510 tp f&t, so without gaining any ncb and having been driving less than 9 months a £230 increase isnt too bad a result.

i expect one or two comments like "you should wait and build upto a subaru" and "your too young" etc, but my first two cars were scoobs, and i know im not an excellent driver as yet. im gonna take it easy, warm her up cool her down, treat her to shells fineat every week, and rub her down more than the missus.

so im back in business, went to darrens place yesterday (nice place him and his mrs have) and did some business. he was honest enough to say he bought the car for less, due to a desperate seller, but for £3800 i have a 7 year old car with a 50k old engine, and all it really needs are some new front discs etc, which will be a new year jobby. as for now im revelling in being the proud owner of a sexy red scoob, thats totally legit, plently of history etc, and it brings me to the good times of 6 months ago.

oh and it goes like stink compared to my crappy pug, which is for sale now to some one willing to part with around £500-600 sterling

comments welcome

andy
Old 02 December 2006, 07:51 AM
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alcazar
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Knew you'd be back

It's your life, your money. Be careful with the car. You can get more money, but you can't get yourself, or anybody else, another life.

Alcazar
Old 02 December 2006, 08:06 AM
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Enjoy it, stay safe
Old 02 December 2006, 08:17 AM
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Originally Posted by cookstar
Enjoy it, stay safe
high five. i dont mind being skint.... i got power steering again!!!! and over 200 horses crying for attention

woop woop
Old 02 December 2006, 08:19 AM
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welcome back fella
Old 02 December 2006, 08:25 AM
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sexy time......

think ideserve this after the year ive had!

and the missus got a £205 tax rebate yesterday. thats the insurance deposit payed!!! but she dont know it yet!




andy
Old 02 December 2006, 08:34 AM
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Originally Posted by chocolate_o_brian
and the missus got a £205 tax rebate yesterday. thats the insurance deposit payed!!! but she dont know it yet!




andy
Tired of living, Andy?

Alcazar
Old 02 December 2006, 08:37 AM
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Originally Posted by alcazar
Tired of living, Andy?

Alcazar
as said i got 200 plus horses now. shell never catch me muahahahahahaha
Old 02 December 2006, 08:41 AM
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I'm pleased for you mate. I've been reading your threads and you must have been gutted to see your previous scoob go. Enjoy the new one
Old 02 December 2006, 09:46 AM
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nice1 buddy
Old 02 December 2006, 10:26 AM
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Now don't crash this one!
Old 02 December 2006, 10:33 AM
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Well done, mate. I'm jealous.
Old 02 December 2006, 11:12 AM
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nice one Andy

*high five*
Old 02 December 2006, 11:29 AM
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Originally Posted by alloy
nice one Andy

*high five*
jenqui...
Old 02 December 2006, 11:30 AM
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Originally Posted by Bubba po
Well done, mate. I'm jealous.
no news?
Old 02 December 2006, 01:58 PM
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Nice one m8… perseverance has paid you off … I hope you enjoy your new car . I also hope you read the bit in regards to the apr on cash withdrawals.

BR
Old 02 December 2006, 02:02 PM
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Bubba po
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Originally Posted by chocolate_o_brian
no news?
No.
Old 02 December 2006, 02:19 PM
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chocolate_o_brian
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Originally Posted by agent003
Nice one m8… perseverance has paid you off … I hope you enjoy your new car . I also hope you read the bit in regards to the apr on cash withdrawals.

BR
t's and c's already looked at. around 2.5% more than over the counter buys. which is still a smaller a.p.r. than the loan i applied for!

not just a pretty face mr bond

andy
Old 02 December 2006, 02:51 PM
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result, fella. just go easy and enjoy
Old 02 December 2006, 03:17 PM
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Pic?
Old 02 December 2006, 04:19 PM
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Old 02 December 2006, 04:29 PM
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Nice one fella, and it does look a sweet motor, enjoy
Old 02 December 2006, 06:26 PM
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Enjoy!
Old 02 December 2006, 06:31 PM
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we need picys!
Old 02 December 2006, 07:18 PM
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Which credit card is that ? Im after a new one.
Old 02 December 2006, 07:46 PM
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What you getting rid of? A 205? I was thinking of one as a project car.
Old 02 December 2006, 07:48 PM
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Its a diesel!
Old 02 December 2006, 07:50 PM
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Nice one Andy BUT FFS don't crash it

Is it this one?

http://i142.photobucket.com/albums/r...z/HPIM1362.jpg
http://i142.photobucket.com/albums/r...z/HPIM1367.jpg
http://i142.photobucket.com/albums/r...z/HPIM1368.jpg
http://i142.photobucket.com/albums/r...z/HPIM1369.jpg
http://i142.photobucket.com/albums/r...z/HPIM1366.jpg
http://i142.photobucket.com/albums/r...z/HPIM1365.jpg
Old 02 December 2006, 09:30 PM
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Welcome back Mr Chocolate!!

Alan Mac>>>>>
Old 03 December 2006, 02:09 AM
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mayv=be...

im a littylel e pissed. sorry. but shesd a sexy bitch. when i got home i gave her a kiss goodnight,/

shee derserviees it.

andty


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