can anyone tell me the facts about, mot testing.

my car has no tax or mot, im booked in for an mot next week, can I legally drive the car to and from the mot station?

facts please no guessing.

cheers in advance

 

yes you can.

 

As long as you have insurance , no insurance then your buggered

 

so he can go for MOT without TAx?

 

My insurance requires valid MOT

 

Your insurance will cover you going to and from an MOT station.

 

im not insured currently, but I will use, dayinsure.

 

the law states you are allowed to drive directly to the garage the MOT is booked at.........

you cannot get road tax without a valid MOT so it is a bit of a catch 22!

insurance wise you are covered as i used to be a claims adjustor for N.U.D. and insurance companies bear in mind a valid MOT only indicates that the car was road worthy on that 1 particular day of the year! if they received a police report however stating that the car was not roadworthy they could
then reject a claim.

hope this helps

 

thankyou mate, exactly the reply I was looking for

 

No need james; I'll drive it on my trade insurance if you like? Its quite legal to drive to and from the MOT testing station and although peole always seem to perpetuate the myth here; not tax or MOT doesnt invalidate your insurance.


Simon

 

One further myth: insurance companies cant 'reject claims' against you. They take your money and you hold their certificate; and theyre bound to indemnify you. A claim under the fully comprehensive element of your policy may well be in doubt but third party claims certainly are not.

 

That's quite true.

The reason for this is that insurers are obliged to meet TP claims under various sections within the 1988 RTA. However, they can recover the costs paid out to the TP motorist from their own policyholder (the reason I know this is because I've done exactly this when working as claims assessor ).