Insurance drops at 25 my arse !
#1
Thread Starter
Scooby Regular
iTrader: (6)
Joined: Sep 2004
Posts: 14,660
Likes: 4
From: On a small Island near France
Insurance drops at 25 my **** !
So I hit 5 yrs No claim, I am now 25 years old. I have a engine standard Scooby with a splitter and a Prodrive wing..
Good news I think !
My Insurance drops from £96 per month to..... £92 per month ... WTF ???
How do the Scallies afford Scoobies?
Good news I think !
My Insurance drops from £96 per month to..... £92 per month ... WTF ???
How do the Scallies afford Scoobies?
#5
#6
Change your insurance company, it sounds like your paying a lot more than you should, contact Gary, at Keith michaels insurance (if you haven't already) he should be able to get that down by quite a bit, he saved me £750 on my insurance.
regards
Dan.
regards
Dan.
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#13
Correct the online thing will not give you a good quote! Speak to Gary to get the best deal possible, I hit 25 this year and Gary has saved me £900 and that with all my mods covered like for like.
Banny
Banny
#14
People forget that insurance companies don't have fixed goal posts, and they can move them as far away as they please.
It'll drop when your 50....but it'll go back up shortly after as your considered to be old and doddery
Either way, if they think they can get away with charging such and such amount, they will. (one reason why I think 3rd party cover should be nationalised as part of our road tax).
Shop about. Barter. Sometimes the most expensive quotes are the companies that advertise alot (and that include the ones on this website).
It'll drop when your 50....but it'll go back up shortly after as your considered to be old and doddery
Either way, if they think they can get away with charging such and such amount, they will. (one reason why I think 3rd party cover should be nationalised as part of our road tax).
Shop about. Barter. Sometimes the most expensive quotes are the companies that advertise alot (and that include the ones on this website).
#15
Just change your insurance company. Last year, I switched from £800 a year to £370 just by moving to a different insurance company! Though I had 7 years NCB when I changed over.
Last edited by barnettgs; 20 January 2008 at 01:04 PM.
#16
I've seen rating guides (I work in insurance ) and the drop in premiums as policyholders get older is gradual - there is no single huge drop.
HTH,
AndytJ
#18
what the hell are ye complaining about
**** sake im 27 with a full licence and these are the quotes i got...
an rb5 is 3300= 275 a month
a b4 rsk is 1500= 125 a month
a wrx is 2000= 166 a month
306 gti-6 2000= 166 a month
205 1.9gti 3800= 316 a month
and iv a clean licence and driving 9 years.
if ye can figure that out il buy ye a pint
**** sake im 27 with a full licence and these are the quotes i got...
an rb5 is 3300= 275 a month
a b4 rsk is 1500= 125 a month
a wrx is 2000= 166 a month
306 gti-6 2000= 166 a month
205 1.9gti 3800= 316 a month
and iv a clean licence and driving 9 years.
if ye can figure that out il buy ye a pint
#20
To Quinn Direct insurance, based in N Ireland. I was with Ford Insure (Norwich) which is a big rip-off, however it was the cheapest around some years ago when I phoned around.
My car isn't scooby, just a bog-standard Ford Mondeo but you can image my surprise when given a quote!
Jumping ship every few years is recommended!
My car isn't scooby, just a bog-standard Ford Mondeo but you can image my surprise when given a quote!
Jumping ship every few years is recommended!
#21
Thread Starter
Scooby Regular
iTrader: (6)
Joined: Sep 2004
Posts: 14,660
Likes: 4
From: On a small Island near France
what the hell are ye complaining about
**** sake im 27 with a full licence and these are the quotes i got...
an rb5 is 3300= 275 a month
a b4 rsk is 1500= 125 a month
a wrx is 2000= 166 a month
306 gti-6 2000= 166 a month
205 1.9gti 3800= 316 a month
and iv a clean licence and driving 9 years.
if ye can figure that out il buy ye a pint
**** sake im 27 with a full licence and these are the quotes i got...
an rb5 is 3300= 275 a month
a b4 rsk is 1500= 125 a month
a wrx is 2000= 166 a month
306 gti-6 2000= 166 a month
205 1.9gti 3800= 316 a month
and iv a clean licence and driving 9 years.
if ye can figure that out il buy ye a pint
J/K
#22
Im 24 i have a modded sti 5 type-r
Unlimited millage
mods declaired
Import obviously
11 points (5 sp30, 3 sp30, 3 cu80)
5 years NCB protected
1 fault accident
2 non fault accidents
£1600 fully comp 12 months ins
Thats a bargain, you need to shop around, i did for ages
At the begining i was getting quotes for 4k+
Get ya yellow pages and go through every add in there, thn do loads on the net
Eventually you will find the cheapest.
Unlimited millage
mods declaired
Import obviously
11 points (5 sp30, 3 sp30, 3 cu80)
5 years NCB protected
1 fault accident
2 non fault accidents
£1600 fully comp 12 months ins
Thats a bargain, you need to shop around, i did for ages
At the begining i was getting quotes for 4k+
Get ya yellow pages and go through every add in there, thn do loads on the net
Eventually you will find the cheapest.
#23
what the hell are ye complaining about
**** sake im 27 with a full licence and these are the quotes i got...
an rb5 is 3300= 275 a month
a b4 rsk is 1500= 125 a month
a wrx is 2000= 166 a month
306 gti-6 2000= 166 a month
205 1.9gti 3800= 316 a month
and iv a clean licence and driving 9 years.
if ye can figure that out il buy ye a pint
**** sake im 27 with a full licence and these are the quotes i got...
an rb5 is 3300= 275 a month
a b4 rsk is 1500= 125 a month
a wrx is 2000= 166 a month
306 gti-6 2000= 166 a month
205 1.9gti 3800= 316 a month
and iv a clean licence and driving 9 years.
if ye can figure that out il buy ye a pint
should have gone to specsavers...
for the record i got my first years ncb and my insurance dropped down from £1750-1250 oh and im 23, on a standardish my 99 uk classic
thats with two non fault claims. the first wasnt my fault, the second was but i coughed up to my insurers and they then put it down as non fault. all legal and totally legit
#27
was that quote with mods declared?
if so, its not that bad. remember your only 20, its a gruop 20 car, and you struggle to spell properly which insurers dont like one bit. trust me i know, i cant use capitals
#29
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From: MSOCs tyre and ROTA wheel dealer .Ruisliptyres@gmail.com
my insurance halved this year and im only 24 with all mods declared
got a shock when i got the quote . other companies gave me rediculous quotes.12000 quid ect . nobbers
im paying a fraction under 800 squid
got a shock when i got the quote . other companies gave me rediculous quotes.12000 quid ect . nobbers
im paying a fraction under 800 squid
#30
what ncb do you have on that? have you any points for speeding etc. seems good. i ask because when i renew come december, il be 24 with 2 years ncb, and would like to think i can get under £1k this year, although il have 3 points for running a red light (boo!!!)