GROWLER_GRRRR

as above some dithering idiot has ripped the side of my car off .

he has accepted responsbilitie , nice of him eh ..... **** !

can you lot tell me the best way to go about getting the car fixed and avoid any cost by me .

im not familure with the procedure as i havent had a crash ever .
ANY HELP WOULD BE GOOD THANKS .

ps i do have his insurance details ie policy number and company - prudential.

Mark'sWRX

Just contact your insurance company and give them the 3rd party details. They should do the rest.

lukey1

try using a non fault accident management company like accident exchange, swift prestige hire or helphire, they will deal with the claim on your behalf authorise repairs supply you with like for like hire vehicle ( or better) and forward all costs to the t/p insurance company.

rigga

iTrader: (4)

Yep went through this myself a few months ago......phone your insurance company and let them sort it out for you..... this is the reason you pay them loads of money for,if you re totally non blameless then your car will be repaired,a courtesy car will be provided and your no claims will not be affected......

redragon

i used helphire brill service repairs done where i wanted and a like for like hire car and all paid and settled on 9 weeks

GROWLER_GRRRR

thanks a lot for the info , i think ill just phone my insurance after all your right ,
they do get a lot of money off me 720 pound infact .

ill let you lot know what happens i hope its trouble free ,

PS GOD HELP THE HIRE CAR muhahahah !


thanks again .

robby

i has the same problem a while back, the other party admitted full liability from the start.
I had to pay the xs before the bodyshop let me take the car (£350) and it took a few weeks to get it back
As he admitted liability i didn't lose my no claims but the accident still has to be declared when taking out insurance - WHY?

stevebt

iTrader: (8)

after a couple of things like this happening to me and still ending up out of pocket I would just get in touch with a 3rd party company who specialise's in accidents !!! That way they deal direct with your insurance company but they also fight your corner if any out of pocket expense's occur

andythejock01wrx

You have a few choices in fact, mentioned above -

1) Ask your own insurer to deal with the claim, but make sure they agree to waive any policy excess on the basis that the third party has accepted fault (they'll want to confirm this with the TP insurers).

2) Deal directly with the TP insurers - the more efficient insurers release it's in their best interests to deal with any repairs quickly in order to avoid a big bill for car hire.

3) Use an accident management company, as above.

All three work fine, although you need to know what you're doing with 2).

Hope this helps,

AndytJ

Steptoe

I used helphire after my scoob was hit my an old woman on a roundabout before christmas,very helpful and keep you informed about the work been done.Got it back this afternoon and im chuffed to bits,looks great.Had an 07 plate mazda 3 to run around in as well.