Hi guys,

Basically I was driving my little boy to nursery yesterday in the snow and as I approached a junction on my nearside a Toyota Yaris slid out into the side of me as the driver had obvioulsy underestimated how slippery snow is. As she slid I instinctively turned right to avoid the collision. But she still made contact but it was only a small bump.

Fearing the worst (that she had hit my passenger door) I jumped out of the car to assess the damage. To my amazement there was not a single mark on the car. It appears that as I turned right to avoid her, and my tyre had stuck out, she had bumped into the tyre. (There was rubber on her front bumper to back this up) I took all of her details just incase something was wrong that I could not see. Now I am worried as to what damage she could of done to possibly the suspension/drivetrain? What should I do to get it checked out?
I drove the car back form where the accident happened and it appeared fine but obviously it was only at a snails pace due to the large amounts of snow.

 

Well done on taking her details.

If nothing else I would insist on having my wheel alignment checked in case the tracking has been knocked out, but it's her insurance, you may has well get it checked over properly. The tracking could be very expensive in terms of tyres in the future if it is out.

 

Yep get an alignment check done she will probably pay for it cheaper than the insurance.
Also check you dont have a wheel wobble at high speed

 

I was just worried about making a claim as dont wanna affect my policy for next year... My no claims are protected (8 years) but I dont want my premium to rocket next year as this is my first year of scoob ownership and being young the insurance isnt cheap as I am sure you know. I have also never made a claim before so could be worrying about nothing. I was gonna have the allignment looked at when the snow clears up as the car is not gonna move until then after yesterday. I just dont wanna be massively out of pocket because of someones inability to drive in the snow.

 

She hit you, it will have no affect on your premiums or NCB as she was at fault

 

Do I have to pay towards excess or is that only if it is my fault too? Sorry if these questions sound dumb... I assumed a claim was a claim nowadays regardless of fault and also that special question "Have you had any accidents in the last 3 years?"......

 

you should only pay excess if it was you fault so....no

 

You might have to pay at first then have it claimed back.

TBH an alignment check isn't a lot of cash. Just get a price and ask her for the cash. she won't want a claim either.

5t.

 

get alignment check done as said, I had someone go into the side of my car last week, I was going round a roundabout and they pulled out on me, they also hit my front wheel (as well as bodywork ) they have bent my steering arm, it is noticeable on mine as the wheels dont point at the same angle, however even if it drives fine (mine does at low speed) get it checked, peace of mind if anything else

 

How much should I be looking at for an allignment check? Im guessing that any tyre fitters can do this?