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car insurance for the scoob ......who you with , comes im getting stitched

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Old 27 November 2009 | 06:26 AM
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Default car insurance for the scoob ......who you with , comes im getting stitched

at the moment im with Esure and had two months left to pay when i got the scooby ( 03 wrx uk ) so i paid the stupid rise in price and then thought id get a better price when i renew . which is now . i was wrong .

they now want for the year .......................£1200 !!!!!!!!!!!!!!!!!!!!

im 32 with 7 Years NCB and being friving 7 years . no claims etc clean license so how the hell is that price right . i did it on confused and came up with loads that are cheaper but the excess is high and half the companys ive never heard of . think kwik fit were the best decent insurer at 737 with excess at 350

so who do you use ....................
Old 27 November 2009 | 06:35 AM
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Keith Michaels - call Gary Moulson (moley wrx on here)

0208 288 0275

He can be very busy but it will be worth it.
Old 27 November 2009 | 08:18 AM
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Originally Posted by dynamix
Keith Michaels - call Gary Moulson (moley wrx on here)

0208 288 0275

He can be very busy but it will be worth it.
Seconded Have renewed with Gary again after getting another great price on my '53 plate' STi with mods.
£1200! You must live in a high crime area or something
Old 27 November 2009 | 09:05 AM
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Thirded

That is a stupid price to pay. All companies like E-Sure hate mods etc. Gary is very good for mods, so all of mine are declared and I don't have to worry about not being paid out because of a technicality
Old 27 November 2009 | 09:11 AM
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a plan have looked after me for 2 years now adrian flux were more expensive and moley was slightly dearer 2 years ago thats on a 2005 wrx with ppp declared full no claims protected kept and not garaged 510 pounds this year
Old 27 November 2009 | 11:47 AM
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try elephant mate,phone them don,t do it on line you seem to get a better quote i am a lot older than you but for a 02sti prodrive i pay £412 quid good luck.
Old 27 November 2009 | 12:03 PM
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I'm with Admiral at the mo, pay just over £900 26 yrs 7yrs NCB clean licence for a 2005 STI, I also don't have a garage or a drive.
Old 27 November 2009 | 12:58 PM
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+1 for Admiral, I'm about £500 fully comp, 32 with 7 years ncb. Second year in a row they have been cheapest for me
Old 27 November 2009 | 01:12 PM
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The original Esure business model was based on low risk business.
I used to insure my Peug 405 with them before I bought my scoob in 2005 and back then they would not insure me on the scoob - I'm surprised that they are insuring them now.
The point being that they do not specialise in scoobs and will - presumably - always price the risk higher than those companies that do.
As others have mentioned, speak to the specialists in the insurance section on here and you should be quoted less.
Old 27 November 2009 | 01:30 PM
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I'm with privilege at the moment. 54 wrx £430 with protected no claims 10 years ncd


Definately shop around
Old 27 November 2009 | 01:50 PM
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03 reg WRX, slightly modded 44 yrs old, 10+ years NCB, Protected no claims, legal cover - £308

With Sheilas Wheels
Old 27 November 2009 | 02:26 PM
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Gary Molson, top bloke
Old 27 November 2009 | 04:09 PM
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avoid esure guys. i tried to get a refund an took over a month. also cost a pound a minute if need to ring an plus can only get in touch through email. its stupid. id hate to find out how it would all go down if a claim was called for
Old 27 November 2009 | 04:49 PM
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Gary is the man! I pay around £800ish for a heavily modified car
Old 27 November 2009 | 05:03 PM
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Definitely go with Gary.

I was previously with A-Plan, who sell Highway policies, but I didn't like the way I was treated by The Claims Service (who deal with all Highway claims) when I had to make a claim. Accusatory and aggressive about summed them up.
Old 27 November 2009 | 06:13 PM
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The cheapest is the best if you never claim ..... if you do claim then you want the best customer service.

It's marrying these two up that is the problem.

I'm with Admiral and they want something silly like £345 ..... RAC wanted £253 and Aviva about £260. My preferred insurer would be NFU as their customer service is legendary - but they want £460

Bell want £325 - which seems a middle of the road premium (owned by Admiral).

This is for Business use, declared mod. and 2nd driver with a claim!
Old 27 November 2009 | 06:19 PM
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Originally Posted by SunnySideUp
The cheapest is the best if you never claim ..... if you do claim then you want the best customer service.

It's marrying these two up that is the problem.

I'm with Admiral and they want something silly like £345 ..... RAC wanted £253 and Aviva about £260. My preferred insurer would be NFU as their customer service is legendary - but they want £460

Bell want £325 - which seems a middle of the road premium (owned by Admiral).

This is for Business use, declared mod. and 2nd driver with a claim!
Id agree with you Pete, the only draw back being that in my experience of having a claim with Admiral, I would never use them again and reccomend anyone else to use someone else as well. They were completely inept when dealing with my claim - actually inept may be too easy on them, however I'm restraining from profanities.
Old 27 November 2009 | 06:46 PM
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£480 with Gary for a 310bhp bugeye.
Old 27 November 2009 | 06:52 PM
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Originally Posted by SunnySideUp
The cheapest is the best if you never claim ..... if you do claim then you want the best customer service.

It's marrying these two up that is the problem.

I'm with Admiral and they want something silly like £345 ..... RAC wanted £253 and Aviva about £260. My preferred insurer would be NFU as their customer service is legendary - but they want £460

Bell want £325 - which seems a middle of the road premium (owned by Admiral).

This is for Business use, declared mod. and 2nd driver with a claim!
So how many times have you claimd from your insurance to state its the best ????
Old 27 November 2009 | 09:21 PM
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Direct line 31 car on drive cat one no tracker 6years ncb £384 A plan tryed for nearly double that.check you ve got legal cover included ,the wife wrote her car off,not her fault those(this time anyway) and took ages getting her money back
Old 28 November 2009 | 12:22 AM
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a plan

29
93 wrx
full ncb
£400
Old 28 November 2009 | 11:50 AM
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Originally Posted by stevebt
So how many times have you claimd from your insurance to state its the best ????
EH?

I don't think I said any was the best - did I? I'm genuinely confused .... what I said was that, if you do not claim, the cheapest Insurer is the best - which is stating the obvious really.

It's IF you have to claim that the cheapest may actually not be the best.

I haven't claimed on any Car Insurance for decades ......
Old 28 November 2009 | 12:16 PM
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252.40 fully comp max no claims 93 wrx with tracker and cat 1 age 43 POST OFFICE cant beat em and thats with legal protection as well , underwritten by aviva
Old 28 November 2009 | 02:08 PM
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USE GARY
i used to be with A plan good price even with all my mods but wot they failed to mention was they wouldnt do like for like if you claim so ALWAYS check the small print its dog eat dog credit crunch and all that they want you cash not quite so keen to give it back
Old 28 November 2009 | 03:51 PM
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i used Keith Michaels for my Spec-C (gary) as they were the cheapest.

when i got my 2001 STI i went with (and are still with) A-Plan, as they were the best price.

But as everyone has said, shop around!
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