Hi, new member with a question?
11 December 2009, 07:51 PM
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Hi, new member with a question?
Hi I am new to this forum and joined purely because i love subaru's! Unfortunately i can't afford one just yet (hopefully June 2010)! I was wondering though as I was looking through the 25 and unders bit what insurance do you all go with? Im getting quoted stuff like £3500 next year on my dads policy? Do you have any ideas anyone on how i could reduce this price as i have been stuck with the two worst cars ever in my driving time so far and I think its time to get a proper car...
Thank You..
Thank You..
11 December 2009, 07:58 PM
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Try Specialist Car Insurance :: Keith Michaels Insurance PLC or A Plan (ring the number at the top of this page)
11 December 2009, 07:59 PM
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Welcome 
What exactly is your budget and what are you after car wise?
You have what we call the classics, these were produced between 1992 to 2000 in both UK and JDM markets, then there are new age cars, bug eye's were produced between 2001 and 2002, then we have blob eyes, produced between 2003 to 2005, then hawkeyes between 2006 to 2007 then the hatch from 2008 onwards.
Tony
What exactly is your budget and what are you after car wise?
You have what we call the classics, these were produced between 1992 to 2000 in both UK and JDM markets, then there are new age cars, bug eye's were produced between 2001 and 2002, then we have blob eyes, produced between 2003 to 2005, then hawkeyes between 2006 to 2007 then the hatch from 2008 onwards.
Tony
11 December 2009, 08:01 PM
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Judging by your username I'm gonna guess you're 20. Frankly mate you're gonna get your pants pulled down by most half decent car insurance companies!
Only legal way to get the premium down would be to try other places for insurance. The usual ones I can think of would be : a-plan, greenlight, keith michaels, adrian flux and norwich union on occasion.
btw, i'm 30 with 3yncbs and was recently quoted £700 from keith michaels with all my mods declared on a classic type ra (there's a lot of mods lol!) which I didn't think was too bad.
Some of the other guys might be able to point you to other places too though.
good luck and welcome to SN!!!
Only legal way to get the premium down would be to try other places for insurance. The usual ones I can think of would be : a-plan, greenlight, keith michaels, adrian flux and norwich union on occasion.
btw, i'm 30 with 3yncbs and was recently quoted £700 from keith michaels with all my mods declared on a classic type ra (there's a lot of mods lol!) which I didn't think was too bad.
Some of the other guys might be able to point you to other places too though.
good luck and welcome to SN!!!
11 December 2009, 08:10 PM
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Thanks to all your replies i will try them. scoobymad555 yeah unfortuantely am still young so i am aware of high prices but still wondering if am able to get it cheaper ! TonyBurns my budget is about £10,000 on the car alone and cheap as possible with insurance... am WANTING a hawkeye in black but would have a blobeye in black WRX model because i reckon the STi would be hidiously expensive? I have driven my mates blobeye WRX numerous times and love it so i feel its also quick enough for me right now? Am I right in saying i could always mod it big time to get it to go a lot faster?
! TonyBurns my budget is about £10,000 on the car alone and cheap as possible with insurance... am WANTING a hawkeye in black but would have a blobeye in black WRX model because i reckon the STi would be hidiously expensive? I have driven my mates blobeye WRX numerous times and love it so i feel its also quick enough for me right now? Am I right in saying i could always mod it big time to get it to go a lot faster?
11 December 2009, 08:23 PM
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Are you having qoutes on uk spec cars ? As the difference in price was shocking for me over a grand cheaper for a uk classic have you thought of getting a sport in the meantime?
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11 December 2009, 08:29 PM
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as far as i know so they are uk spec? i have looked at the sport but i dont wanna buy it regret i just havn't paid the insurance to just sell it then get a wrx? i was lookin at the bugeye but wouldnt mind something a little newer like the blobeye or hawkeye?
11 December 2009, 08:30 PM
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You mean like this? 
REDLINE SPECIALIST CARS LTD : SUBARU IMPREZA 2.5 WRX 4DR
Avoid the STI's, they will crucify you with insurance, even lightly modified wrx's will add to that, but try Keith Michaels or Aplan, dont be amazed if your paying 1500 quid for insurance though, and the more you modify the more it goes up
Tony
REDLINE SPECIALIST CARS LTD : SUBARU IMPREZA 2.5 WRX 4DR
Avoid the STI's, they will crucify you with insurance, even lightly modified wrx's will add to that, but try Keith Michaels or Aplan, dont be amazed if your paying 1500 quid for insurance though, and the more you modify the more it goes up
Tony
11 December 2009, 08:37 PM
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yeah just like that mate they are beautiful. Ill be more than happy to pay anything under £3500 which am getting quoted through like go compare and stuff? i have just tried that Keith Michaels now gonna do rest in the morning see what am looking at... Thank you for your help
11 December 2009, 08:42 PM
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no chance would i pay £3500 for insurance, try bell insurance, paid £700 with them when i was 23 fully comp. only gone up this year due to moving somewhere with a worse crime rating or something
11 December 2009, 09:13 PM
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with keith michaels and a-plan there are specific people you need to talk to for the best prices mate - guy called Gary at Keith Michaels (user Moley_wrx on here) and I can't remember the name of the guy(s) at a-plan to ask for but i'm sure someone else can say
11 December 2009, 10:40 PM
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the problem i had when getting insurance was experience !! my previous cars were a bmw 320i SE and then i had a scooby sport, im 38 got 4 yrs no claims and when i got my 94'wrx the problems i had were that it was an import and that i had no experience in driving a car with that power according to them - mr liversidge (forgot first name) at A-Plan was excellent with me and i got a great deal in the end
12 December 2009, 10:03 AM
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