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insurance on an 04 sti at 24!

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Old 15 February 2010 | 05:12 PM
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Default insurance on an 04 sti at 24!

As above really i have had my renewal today for my 04 sti uk, i am 24 with 4 years no claims, the renewal has come through at £1046 fully comp, what do you think
Old 15 February 2010 | 05:21 PM
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ouch... will be cheaper when you turn 25. Who was the quote with and what was your premium last year?

Ben
Old 15 February 2010 | 05:24 PM
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seems about right to me.
Old 15 February 2010 | 05:29 PM
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admiral, was £1200 last year!
Old 15 February 2010 | 05:44 PM
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Am 24 and have 6 years ncb, own a STI WR1 and insurance is through admiral fully comp £778.

I was £1100 for the same car when I was 21 and had three points.

Have you tried bell, elephante, tesco, swift cover etc?

Good luck!
Old 15 February 2010 | 07:27 PM
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ime 40 with 05 sti in liverpool 23years nub. insurance 2,300 fully comp
Old 15 February 2010 | 07:56 PM
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I spent at least 12 hours between Saturday and today trying to get insurance (even had to miss work as I couldn't take the car through the ANPR on the motorway). At 43 with full no claims driving an 04 WRX you'd think it would be reasonably cheap, but from £439 last year my renewal came in at over 600 for comprehensive with protected ncb.

Tried all the big names, Direct Line pissed me off the most letting you fill out 3 pages of info before asking what tracker is fitted. If they're not gonna quote without one, why not point that out right at the start. To wind you up further you still get an email after you quit offering a policy at £400 based on the info given.

Filled out a quote request online on Sunday for Adrian Flux, came back at £400 as well. Phoned up this morning and they'd quoted a GX when I'd said it was a WRX. Priced jumped into the 600s.

Bell came out well through most of the comparison websites, but when I phoned they claimed I'd mis-represented my vehicle and according to DVLA it is in fact a 2003 STi so added £150 again taking the premium into the high 600s. I phoned DVLA and they agree it's a WRX and Bell are talking crap.

In the end I had to go back to Keith Michaels. Gary is really hard to get hold of - he doesn't seem to respond to voicemails or PM's, but once I got him he seemed okay. It appears he drives a Scooby too. Ended up paying £565 fully comp, protected ncb driving 18k per year (gotta get another car for work!) with Brembo brake upgrade declared, so all things considered like your age and the fact it's an STi I think your quote is damn good.
Old 15 February 2010 | 08:02 PM
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I think one of the main disadvantages with some of you guys could be that your postcode is not liked by some insurances
Old 15 February 2010 | 08:06 PM
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Originally Posted by johnpye
As above really i have had my renewal today for my 04 sti uk, i am 24 with 4 years no claims, the renewal has come through at £1046 fully comp, what do you think
I dont think thats too bad, I'm 25 with 3 points (for speeding) and a V3 STI. I pay £998 for me and my 23 year old gf, but that is with a limit of 5k miles a year
Old 15 February 2010 | 08:09 PM
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Originally Posted by greatgonzo
I think one of the main disadvantages with some of you guys could be that your postcode is not liked by some insurances
as above postcodes im 44 live outskirts off manchester full no claims no accidents bugeye wrx 570 with a plan i know people who live in cheshire posh areas nice postcode 230
Old 15 February 2010 | 08:14 PM
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Sounds like a good deal.
Old 15 February 2010 | 08:32 PM
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come on guys a-plan .... privalage good too
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