INSURANCE FRUSTRATION!!
#1
INSURANCE FRUSTRATION!!
rite so i get a quote for a STI PPP blobeye in jan (just turned 22, 2 years no claims, 5 year clean license!) around £1400... not bad as this is what i paid last year on my WRX! sell MY05 WRX in light of getting an STI PPP (plus a few other reasons but this was the main reason!) start to look at a few cars and thought i would double check the quote.. ring up price has now jumped to £2750!!!!!! the underwriter was doing a trial on under 25's with high powerd cars, and within 2 weeks had 7 massive write offs so have put prices up! great!! now i have no car, and cant get the car i want
keith michaels have been very helpful but the above is the best they could come up with!
im angry
keith michaels have been very helpful but the above is the best they could come up with!
im angry
#2
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You have just proven why young drivers pay a fortune on high performance cars, they write them off because they are too powerful for them and dont use them correctly
We all went through the expensive period for insurance, its your turn now so dont worry too much about it, it will come down eventually
Tony
We all went through the expensive period for insurance, its your turn now so dont worry too much about it, it will come down eventually
Tony
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Insurance
Hiya mate sorry to hear about you insurance fiasco, Car insurance premiums are getting harder..
I can recomend alan & alan speak to a guy called Jay 08003308130. he just saved me about £350.00 on my renewal. I am over 30 and this is my 3 sti.
Hope this helps
I can recomend alan & alan speak to a guy called Jay 08003308130. he just saved me about £350.00 on my renewal. I am over 30 and this is my 3 sti.
Hope this helps
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You have my sympathies mate, I sold my mazda 3 MPS which I insured for £310 fully comp, I put down the deposit on a 07 WRX with PPP assuming it wouldn't be much more bearing in mind I am 36 with 15 years NCB. Adrian Flux quoted me £1200, I finally got it down to £660 with Keith Michaels but not impressed as I am an old fart and thought I had left stupid premiums behind!
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i have always found elephant and admiral (same group) to be the only companies that will offer a quote that isnt ridiculous, even when i didnt have much no claims. You can also play them off against each other and you can normally knock off upto an extra £50..
Also i drastically reduced the cost of my insurance by adding my parents on as additional drivers.. ideally you would want 2 women with clean licenses over the age of 30 on there.. could mean the difference between getting insured or not with a company or only paying half as much as insuring it with just you as a named driver
Also i drastically reduced the cost of my insurance by adding my parents on as additional drivers.. ideally you would want 2 women with clean licenses over the age of 30 on there.. could mean the difference between getting insured or not with a company or only paying half as much as insuring it with just you as a named driver
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#9
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i think when we all renew with keith a lot of our plicy will change as he has been using qbe to underwrite them but now qbe are pulling out of the british market so they will be usoing some other underwriter and maybe not getting as good deals ive go tall my mods on the policy im 31 5 years ncd and i pay 750 but i reckon its going up this renewal and every ones insurance has gone up this year becuase the old insurance preimum tax has gone up to i work in insurance and its a hard makret when there is so much fraud around staged crashes young drivers crashing, the stock market being crap as that were all the big insuracne companys make there money or use to the old money poole is running low i think
#11
KILLER insurance
Im 21 with 1years ncb but plenty of crashes under my belt and to insure my 1998 uk turbo its £3600. needless to say thats why i havent insured it and put it on the road!! But i am using my time well as its in the middle of a re-build new brakes and re-spray so not all bad
will i ever be able to insure it though?? Not sure
will i ever be able to insure it though?? Not sure
#15
i think when we all renew with keith a lot of our plicy will change as he has been using qbe to underwrite them but now qbe are pulling out of the british market so they will be usoing some other underwriter and maybe not getting as good deals ive go tall my mods on the policy im 31 5 years ncd and i pay 750 but i reckon its going up this renewal and every ones insurance has gone up this year becuase the old insurance preimum tax has gone up to i work in insurance and its a hard makret when there is so much fraud around staged crashes young drivers crashing, the stock market being crap as that were all the big insuracne companys make there money or use to the old money poole is running low i think
However, we use several schemes so if one comany put their prices up we can place you with a different insurer.
Although under 25's is a different matter, as several companies have had bad experiences insuring under 25's on performance cars.
I'm not saying we can't do under 25 year olds, but it won't be cheap.
Dodgy claims and VERY high PI costs are costing the insurers a lot of money at the moment.
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I am 21 with 4 years ncb and got my spec d for £1600 with admiral. I even got a quote on a evo ix fq mr 360 and it was the same price but went for the spec d in the end.
#17
i think your lucky to even get a reply from keith michaels as my husband has waited over a week for a reply now and they still havent got back to him!!! even after several follow up calls. its so annoying, it took a plan 4 days to return the call aswell. WHY????????
my renewal has just gone up by a further £572.
my renewal has just gone up by a further £572.
Last edited by scooby-yan; 26 April 2010 at 08:28 PM.
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I was recommended M&S (underwritten by Aviva) by another scoobynet member when I bought his 97 uk turbo (declared stainless exhaust and 260bhp)- best by far. Quoted £744 (25 yrs old, female, 7 yrs NCB, clean sheet) with £270 excess and RAC breakdown included. When I phoned to pay it went down to £695. Brilliant
#20
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markerstudy were they not somthing to do with tcs claims at one point i remember dealing with claims for them when i work for another company oh and yeah your right pi claims are a nightmare for cost and now will will all have to deal with the liability in 15 days thanks to the moj more hard work
#21
markerstudy were they not somthing to do with tcs claims at one point i remember dealing with claims for them when i work for another company oh and yeah your right pi claims are a nightmare for cost and now will will all have to deal with the liability in 15 days thanks to the moj more hard work
I was looking at your renewal last week, and think i have found you a cheaper price than your renewal came down at anyway.
Will probably give you a call tomorrow once i confirm it.
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cool i was happy with the qoute i got last year with my list of mods thats was a dam good qoute , and i always say you guys are worth a call on here, i mean when you call adrian flux or any of them other jokers there qoutes are just pulled out of a hat lol lets put it this way your qoute was half there price with all my mods top job oh and if you are going to call tomorrow im on lunch 12 - 1.00 cant have my phone on on the job you now what these insurance companys are like : >
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