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Old 21 June 2011 | 06:01 PM
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Angry insurance for sorn cars

hi all
just to let you all know we are all being shafted again by insurance
new law that was passed a few days ago. you now must have insurance for all sorn cars ...wtf its not right if youre not even using the car or van, and its on ur drive or in a garage..i cant see people putting up with this..
rip off britian ...mmmm or is there a loop hole around this
Old 21 June 2011 | 06:04 PM
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there is a loophole . two words and one of them is banned on here , the other is OFF
Old 21 June 2011 | 06:04 PM
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it will reduce people using uninsured cars though, instead of being able to stash them on their drive and use them.
Old 21 June 2011 | 06:06 PM
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not needed for sorn cars mate

http://www.direct.gov.uk/en/Motoring...ance/DG_186696
Old 21 June 2011 | 06:06 PM
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what if it was put on axle stands? technically its not on the road at all lol
Old 21 June 2011 | 06:11 PM
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as gazza said

from the link

If you're the registered keeper of a vehicle, it must be insured at all times.

The exceptions are:
if you have made a SORN for the vehicle
if your vehicle has been kept off-road since before SORN came into force on 31 January 1998 – unless it was brought back into use
if your vehicle is recorded as stolen, passed or sold to the motor trade or between registered keepers
if your vehicle is recorded scrapped or permanently exported by the Driver and Vehicle Licensing (DVLA)



Pretty clear
Old 21 June 2011 | 06:16 PM
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Originally Posted by topshot
it will reduce people using uninsured cars though
Will it? surely the way they will get around it is, to sign the log book Micky Mouse!

If these people are not worried about insurance then i guess they wont worry if the car isnt registered in their name.
Old 21 June 2011 | 06:24 PM
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Originally Posted by jayallen
Will it? surely the way they will get around it is, to sign the log book Micky Mouse!

If these people are not worried about insurance then i guess they wont worry if the car isnt registered in their name.
Yes it wont be fix all, but i bet there is a fair few out there who are not sorn/insured and use it on the road. It's not like you cant fill in a form and sorn a car if you want to take it off the road.
Old 21 June 2011 | 06:47 PM
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Originally Posted by wrxmad
hi all
just to let you all know we are all being shafted again by insurance
new law that was passed a few days ago. you now must have insurance for all sorn cars ...wtf its not right if youre not even using the car or van, and its on ur drive or in a garage..i cant see people putting up with this..
rip off britian ...mmmm or is there a loop hole around this
Where did you get that nugget from?
Old 21 June 2011 | 06:54 PM
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Last I heard, that was only a suggestion and wasn't considered by the government yet. Politics.. isn't my strong point though.
Old 21 June 2011 | 06:58 PM
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My local "For Sale" Layby was full of police the other morning checking cars.

On the way home a number of cars where gone, doubt they where sold that quick.
Old 21 June 2011 | 06:58 PM
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To Be honest i thought it was that way anyway, if you had a car on the road (driveway) if it wasn't SORN then it needed to be insured.

Its not a massive problem or even rip off Britain..

If the car is off the road fill out a SORN and no issue, if not then well face the crusher..

And i can see the boys in blue driving round with their Big Macs and ANPR on the go pointed at peoples driveways...

Still insurance is a killer never the less...
Old 21 June 2011 | 07:02 PM
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This only applies when the the car has tax but no insurance, then u must b insured according to the new law but ! If the car has no tax and no insurence and is sorn no insurence is needed .. Again this looks like it's only applied to taxed cars without insurence
Old 21 June 2011 | 07:05 PM
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Originally Posted by crazyspeedfreakz
This only applies when the the car has tax but no insurance, then u must b insured according to the new law but ! If the car has no tax and no insurence and is sorn no insurence is needed .. Again this looks like it's only applied to taxed cars without insurence
The link near the top of thread says it all .. Just scroll to the bullets points near the bottom
Old 21 June 2011 | 07:07 PM
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Originally Posted by crazyspeedfreakz
This only applies when the the car has tax but no insurance, then u must b insured according to the new law but ! If the car has no tax and no insurence and is sorn no insurence is needed .. Again this looks like it's only applied to taxed cars without insurence
That is right..

If you do SORN a car you obviously get the tax back if any on the vehicle...

forgot to mention, warning letters will be shortly going out to all such vehicle owners..! so hiding the car in the garage in an oxygen tent aint gonna help..!

The fine at this stage is £100 and possibility of getting your car impounded to be crushed if no documents are not produced within a certain time..
Old 21 June 2011 | 07:07 PM
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I personally don't have any issues with this new rule. In fact, I think it's a good one. May stop some of these idiots driving round with no insurance, it is these prats who bump our insurance up.
It's simple, if you own a car that is not being used then sorn it. I own 9 cars at the minute and all but 2 are sorned. I do have a traders policy so the insurance side isn't a problem but having them sorned means I do not need to tax them all.

To say ' rip off britain' Is a bit unfair I think. Agreed that some things in our country are a bit of a rip, (tax,fuel etc) but this new rule is a good thing and will not make anybody out of pocket. If you use a car it needs to be insured and taxed as always, if it's not being used then sorn it. Simple.
Old 21 June 2011 | 07:15 PM
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Originally Posted by MattyB1983
I personally don't have any issues with this new rule. In fact, I think it's a good one. May stop some of these idiots driving round with no insurance, it is these prats who bump our insurance up.
It's simple, if you own a car that is not being used then sorn it. I own 9 cars at the minute and all but 2 are sorned. I do have a traders policy so the insurance side isn't a problem but having them sorned means I do not need to tax them all.

To say ' rip off britain' Is a bit unfair I think. Agreed that some things in our country are a bit of a rip, (tax,fuel etc) but this new rule is a good thing and will not make anybody out of pocket. If you use a car it needs to be insured and taxed as always, if it's not being used then sorn it. Simple.
Spot on
Old 21 June 2011 | 07:23 PM
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Originally Posted by MattyB1983
I personally don't have any issues with this new rule. In fact, I think it's a good one. May stop some of these idiots driving round with no insurance, it is these prats who bump our insurance up.
It's simple, if you own a car that is not being used then sorn it. I own 9 cars at the minute and all but 2 are sorned. I do have a traders policy so the insurance side isn't a problem but having them sorned means I do not need to tax them all.

To say ' rip off britain' Is a bit unfair I think. Agreed that some things in our country are a bit of a rip, (tax,fuel etc) but this new rule is a good thing and will not make anybody out of pocket. If you use a car it needs to be insured and taxed as always, if it's not being used then sorn it. Simple.
Exactly! We are the ones paying the higher than needed insurance policies cause of all those who refuse to pay! The more old bangers taken off the road and crushed the better!
Old 21 June 2011 | 07:56 PM
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The only issue I see is that even if a car is insured it doesn't mean the person driving it is covered. I see it as an easy way for the police to prosecute uninsured cars but they might remove the focus from checking the drivers. To me it is more important that the driver is insured rather than the car if they run into me
Old 21 June 2011 | 08:00 PM
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Originally Posted by The Trooper 1815
My local "For Sale" Layby was full of police the other morning checking cars.

On the way home a number of cars where gone, doubt they where sold that quick.
haha, are you on about the layby by thornhill cars?
Old 21 June 2011 | 08:09 PM
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Originally Posted by MattyB1983
I personally don't have any issues with this new rule. In fact, I think it's a good one. May stop some of these idiots driving round with no insurance, it is these prats who bump our insurance up.
It's simple, if you own a car that is not being used then sorn it. I own 9 cars at the minute and all but 2 are sorned. I do have a traders policy so the insurance side isn't a problem but having them sorned means I do not need to tax them all.

To say ' rip off britain' Is a bit unfair I think. Agreed that some things in our country are a bit of a rip, (tax,fuel etc) but this new rule is a good thing and will not make anybody out of pocket. If you use a car it needs to be insured and taxed as always, if it's not being used then sorn it. Simple.
as above ,

my brother is a copper and he knows about this and he said to me about it .
what i normally do is keep car`s insured bit not taxed over the winter but if the new law states sorn and no need to insure then i will save £88 a mth from oct onwards
Old 21 June 2011 | 08:27 PM
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Originally Posted by wrxmad
hi all
just to let you all know we are all being shafted again by insurance
new law that was passed a few days ago. you now must have insurance for all sorn cars ...wtf its not right if youre not even using the car or van, and its on ur drive or in a garage..i cant see people putting up with this..
rip off britian ...mmmm or is there a loop hole around this
Old 21 June 2011 | 09:19 PM
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Originally Posted by L2PB
To Be honest i thought it was that way anyway, if you had a car on the road (driveway) if it wasn't SORN then it needed to be insured.

Its not a massive problem or even rip off Britain..

If the car is off the road fill out a SORN and no issue, if not then well face the crusher..

And i can see the boys in blue driving round with their Big Macs and ANPR on the go pointed at peoples driveways...

Still insurance is a killer never the less...
am with you on this one mate. no real change like you say if your car is off the road you will have to sorn it anyways, if you dont then you have to pay road tax and to get road tax you need insurance.....
Old 22 June 2011 | 12:18 AM
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Lol there going loose some money on this, my misses car was off road due to engine trouble. just let the tax run out, but now will have to send it back, no skin off our noise, if anything goverment are going to loose money

ooops
Old 22 June 2011 | 01:21 AM
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Originally Posted by Blue and Gold
what if it was put on axle stands? technically its not on the road at all lol


Old 22 June 2011 | 09:31 AM
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Originally Posted by jaygsi
Lol there going loose some money on this, my misses car was off road due to engine trouble. just let the tax run out, but now will have to send it back, no skin off our noise, if anything goverment are going to loose money

ooops
If Your car was off the road and not sorned you would still of needed to tax it (but not insure it). If you just let the tax run out you would of got a £80 fine.
Old 22 June 2011 | 03:37 PM
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It sucks!!! And its abit strange i rang my insurer's (quinn) to ask whats the crack because my unsurance cover allow's me to drive any car thats not in my name third party even if said car doesnt have cover of its own (like traders policy). They said im still insured to drive the car so nothing would happen to me si im guessing whoever its registered to will be the one to get in trouble or whatwever! Seems stupid because lets face it the old bill are not going to reg check every car they pass thats on a drive or parked up so mr joey no policy will still buy his £200 peice of **** and drive it with no cover, so basically it changes nothing just costs mr car owning policy holder straighthead
law abiding citizen more cash hits the insured person or hobby car owner even harder in the pockets!!!!
Old 22 June 2011 | 05:05 PM
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So, an example I have

I may or may not have a car thats currently taxed but was taken off the insurance policy a week ago

Its on private land in a private garage

I cant be bothered to SORN it as I'll insure it again in a few weeks and doing so is just a waste of time imo

What can they do ? Surely they cant come and take it away as its in my garage, do i just get a fine through the door ?

Whilst I see the very small amount of logic in it its more of a hassle than anything else imo
Old 22 June 2011 | 06:10 PM
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Originally Posted by stef_2010
So, an example I have

I may or may not have a car thats currently taxed but was taken off the insurance policy a week ago

Its on private land in a private garage

I cant be bothered to SORN it as I'll insure it again in a few weeks and doing so is just a waste of time imo

What can they do ? Surely they cant come and take it away as its in my garage, do i just get a fine through the door ?

Whilst I see the very small amount of logic in it its more of a hassle than anything else imo
You will get a £200 fine through your door..

I'm sorry but I really can't see why people are making such a fuss about this, and when they say 'I can't be bothered to fill out the form', well that's just a joke. Personally I think you deserve the bloody fine then. To SORN a car it literally takes 2 mins on DVLA website, I've done it many times.
Old 22 June 2011 | 06:17 PM
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Originally Posted by MattyB1983
You will get a £200 fine through your door..

I'm sorry but I really can't see why people are making such a fuss about this, and when they say 'I can't be bothered to fill out the form', well that's just a joke. Personally I think you deserve the bloody fine then. To SORN a car it literally takes 2 mins on DVLA website, I've done it many times.
As above.

All its doing is keeping the car on the system, so they know if its laid up or in use. By doing this it makes getting the cheats easier, and anpr can get them easier.


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