noturbo

As the title says really, I used to own a modified bug wrx and it set me back 2500 a year in insurance so I ended up getting rid

Thing is, i've turned 30 and looking for a new car, so started getting quotes and to my surprise i can get quotes for wrx's and sti's for a little over 500 quid. Has insurance just dropped in general or is it my age?

*matthewturb2000*

iTrader: (11)

my 1999 uk2000 cost me 614 5yr no claims a yr fully comp, my transit tipper just have the renewl come through 817 2year no claims fully comp lol dont see how that works out

Moley

iTrader: (9)

The chances of you claiming on the Tipper policy are higher than on the Impreza policy

blackvenom

I'm 23 and pay £500.01 on my classic turbo nearly halved in a year

Ashp1989

iTrader: (1)

^^^how u manage to get it that cheap? I'm 24, 1 year Ncb been driving for 7 years, and been driving under my dad for 4 years and its £1700 and that's still under my dad with admiral. No other company will touch me. Greenlight, Keith michaels, sky insurance and so on that's on a classic v5 type r though

blackvenom

I'm with elephant own policy (so same company), added my mum and girlfriend as they lowered it, tho my dad would have put it back up :S. I have 6 ncb I think, I do live in the middle of nowhere but no garage or private drive, I have a phase 2 uk classic so I guess that's the main issue, I found the Imports was higher but none was over £1000 mark, looking to upgrade mine to a v4/v6 type r

ace1981

Car insurance is ridiculous these days. Where you are in the country is probably just as much of a factor as what you're driving. Obviously, age comes into it as well.

When I moved from DA8 to DA9 (a distance of seven miles), my car insurance dropped by 150 quid. And that was on a 1.2 Clio. And I was 29 at the time. I'm 32 now, and I got my UK turbo insured for 300 quid fully comp last year. I can't even begin to fathom out how their rates are calculated.

Although, my current insurers were good enough to explain that they give better rates once you turn 30. Essentially, they're saying you're much more irresponsible and untrustworthy as a driver right up until the day before your 30th, then overnight hey presto - you're mature and sensible.

But, understandably, for 300 quid a year on an Impreza I didn't complain.

theboy

When i moved house my Blob went from being in a garage to driveway but went down over £100. Just got a quote for new RS and its £225 FC but i am 38

ScottyPPP

My Blob Wagon WRX PPP is £375 a year fully comp with all the bells and whisltes. I'm also 30.

Gear Head

iTrader: (2)

2005 WRX, 30 yrs old, 11 yrs no claims - £238.48.

It has definitely come down in recent months.

hpoolsteve

iTrader: (4)

Who's that with matey

Gear Head

iTrader: (2)

Privilage.

LuckyWelshchap

Didn't I read that Insurance for men was likely to come down as the result of an EU ruling that giving the ladies preferential rates was discriminatory, and hence theirs would be rising with a 'corresponding' reduction in male premiums?

The companies' pleas about women being less of a risk fell on deaf ears apparently.

Fwiw I'm 57, have only ever had 1 accident that was my fault (30-odd years ago and it was a dented bumper costing about £50 then, I think) and I'm paying over £600 with the best deal, £70 less than my previous insurer quoted me, after 11 months without a car again (but with NCD).

I was stupid enough to not have a car for over 2 years about 5 years ago, so all my NCD went down the drain and I had to start again.

If that ever happens again I'll buy an MoT failure for £100, SORN and insure that.
That's how crazy things are.

Shaun

I'm grateful for living where I do and hooking up with Keith Michaels. Perfect combination!

Sub £500 a year policy cost, for a Hawkeye Newage JDM STI, running 490bhp all mods declared.

Keith Michaels and Gary are the daddies for my situation!

LuckyWelshchap

+1

Yep, I've no complaints on that front.
It's only the 'stolen' NCD that's kept me above £600, possibly even £500.

ace1981

Very surprised at that. I'm in Kent and Privilege pretty much turned their nose up at me when I told them about the Impreza.

Wanted another 300 quid on top of what I'd already paid them for the year.

Just goes to show there are no hard or fast rules when calculating insurance premiums. As long as I pay less this year than I did last year, and less next year than I did this year, I won't mind.

hooley scoob

just renewed mine with privalige and its £352 for my sti bugeye. paid nearly double that last year. 45years old with 9 years ncd.

Fudgey

iTrader: (1)

Just renewed my uk300 on compare the market with 1st central. £256 fc, 8 years ncb and im 32.

The funny thing was the impreza is £20 cheaper than the puma i chopped in for it!

ace1981

Really need to get myself a UK300

Fudgey

iTrader: (1)

Lol, you could have. I bought it from near ashford!

Ill sell it to you if you like?

ace1981

You never know - my co-driver from the London tunnel run in June was so blown away by the night's proceedings that she immediately decided to get an Impreza and join in with 2014's events. So someone might need that UK300 after all

F1 CJE UK

iTrader: (8)

Maybe being 30 will not be all bad! Roll on December

xcore

I pay 650 at 23 on a wrx bug wagon. Only good thing about getting old