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there are some peckers out there (warning subaru damage content)

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Old 06 March 2014 | 01:42 PM
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Unhappy there are some peckers out there (warning subaru damage content)

Driving to work on tuesday it was very icy and as you do in these conditions you normally de ice your car first before you set off on your journey to work


unlike the woman who did this to the gravel express who thought she had xray vision and can see through ice covered windows of her car

pulling a u turn blind in the middle of a busy road

as you can see its abit of a mess just waiting on the insurance surveyor to come down and look at it









sad mags
Old 06 March 2014 | 01:47 PM
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Stupid cow - young or old?

I've seen more and more people driving with unclear windscreen - trying to look through a small portion which has cleared!
Old 06 March 2014 | 01:48 PM
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Doesn't look good mate, bloody drivers. Did have it repaired before?
Old 06 March 2014 | 01:48 PM
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Man, that sucks. Did you make sure you took pics of the fact that her windows were totally covered in ice, reducing her ability to actually see?

Hope it's not too much of a bugger to fix!
Old 06 March 2014 | 03:23 PM
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Any and all mods declared?
That damage looks like it's going to be a write off. Which makes me sad
Old 06 March 2014 | 03:28 PM
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Wont be write off surely? Looks like just it needs a new wing?
Old 06 March 2014 | 03:33 PM
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Bloody women!
Was she fit?
Old 06 March 2014 | 03:57 PM
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Poo.

Mind you, looks like she needed a new wing anyhow!

Hope you get it sorted.
Old 06 March 2014 | 05:09 PM
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yeah it had a repair on the bottom of the wing in the summer as if had some slight rust .
tbh the only damage is the wing and wishbone which i have found for under £100 , and a bit of paint , but due to the age i dunno if it will be written off , it has only done 50k miles .

i will buy it back anyhow if it is written of and repair it for little cost
Old 06 March 2014 | 05:25 PM
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Hi Mags

That's not good and seen the pictures on the FB,really hopefully you will get sorted,always liked yours Gravel Express

Thanks,Jura
Old 06 March 2014 | 05:25 PM
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Police involved? I hope she's prosecuted, but being f@nny, it's unlikely.
Old 06 March 2014 | 06:00 PM
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Originally Posted by Matt_STi
Wont be write off surely? Looks like just it needs a new wing?
New wing, damage to the door as well. Might need geo check to make sure the suspension wasnt damaged (if it was then it's def write off). New bumper and light casings. Might need a new wheel/tyre.
All of that needs paint, plus sundries, fixtures etc, and labour & VAT. I look at these reports everyday, you'd be surprised how quickly the costs mount up.
Old 06 March 2014 | 06:48 PM
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Hammer, crow bar a bit of T-cut and jobs a good un.
Old 06 March 2014 | 08:37 PM
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Feel for you mate!! Happened to me a couple of weeks ago, Some idiot forgot to put his handbrake on and his car and it managed to role down the street and was only stopped unfortunately by my mint scooby!!

Here was my scoob looking nice and shiney!!



And this is the damage!!



Lucky enough, its in good hand being repaired by cuprajake@Panalcare, so will be back soon looking mint again!!!
Old 07 March 2014 | 10:27 AM
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Originally Posted by Lunchmoney
New wing, damage to the door as well. Might need geo check to make sure the suspension wasnt damaged (if it was then it's def write off). New bumper and light casings. Might need a new wheel/tyre.
All of that needs paint, plus sundries, fixtures etc, and labour & VAT. I look at these reports everyday, you'd be surprised how quickly the costs mount up.

yeah they do indeed

luckily i have checkd geo and all seems ok bar the wishbone bumper just needs a polish as its rubber marks

my friend paints the car when needed so its covered there in that respect and i have a spare red wing so its just the silver needs tracing

but we will see
Old 07 March 2014 | 12:02 PM
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What a @@@@@@@ idiot.

You'd think a few hundred to fix it. But Door repair new wing spray bonnet as well. Two colours with match issues. 4W alignment. I bet that insurance job will be nearer to £2k than £1K. Possibly even a write off. I know this sounds silly but seen a few written off if repair is over 50% of its value.

Hope it all works out.


Tony
Old 07 March 2014 | 01:06 PM
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Originally Posted by T5NYW
What a @@@@@@@ idiot.

You'd think a few hundred to fix it. But Door repair new wing spray bonnet as well. Two colours with match issues. 4W alignment. I bet that insurance job will be nearer to £2k than £1K. Possibly even a write off. I know this sounds silly but seen a few written off if repair is over 50% of its value.

Hope it all works out.


Tony
We write them off when the repair reaches 66% of the Pre Accident Value (PAV). Not saying all insurers do that, but the one I work for does.

If the car is 10 years or older then most insurers do a Fast Track Total Loss and wont even bother with an estimate. They'll just value it and send a cheque, less the value of the salvage if you keep it.

It will get under valued, so start getting your examples of how much these are worth now.

Last edited by Lunchmoney; 07 March 2014 at 01:10 PM.
Old 07 March 2014 | 02:44 PM
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Originally Posted by Lunchmoney
We write them off when the repair reaches 66% of the Pre Accident Value (PAV). Not saying all insurers do that, but the one I work for does.
.



Originally Posted by Lunchmoney
If the car is 10 years or older then most insurers do a Fast Track Total Loss and wont even bother with an estimate. They'll just value it and send a cheque, less the value of the salvage if you keep it.
.
Ah perhaps this was the reason and it worked out 50%

Mags

Get the 4W alignment done as sometimes a bump on wheel can bend / put out the bottom arm. May Affect more camber/caster than toe in/out

Tony
Old 07 March 2014 | 04:56 PM
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cheers guys

well i cant really estimate how much its worth tbh its a hard one

sti owned car untill 2004 in japan
50k miles
full sti pink suspension pack front and rear
as new sti interior
gravel express

its pretty rare , im sure they will just look at a wagon of the same age and compare
Old 07 March 2014 | 05:26 PM
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Originally Posted by M444GY
cheers guys

well i cant really estimate how much its worth tbh its a hard one

sti owned car untill 2004 in japan
50k miles
full sti pink suspension pack front and rear
as new sti interior
gravel express

its pretty rare , im sure they will just look at a wagon of the same age and compare
Gutted mate some people simply should not be allowed to drive!
I hope it gets sorted.

They told me my STI4 wagon was worth 1200quid first quote I got. Don't let them do it to you, reject their estimate. I sent in lots of proof it was worth considerably more, I got 4.5k back from them in the end and still bought it back for 700.

Last edited by Ginola; 07 March 2014 at 05:28 PM.
Old 07 March 2014 | 05:52 PM
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Hi
Just seen this
Sorry to hear of your misfortune Mags
Old 07 March 2014 | 08:00 PM
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cheers guys .

its worth a lot more than they are probably gonna say with all the trick bits and milage so ill have to fight them for more id emagine.

but we will have to see Monday , annoying thing as have the parts to get it goin and it would only take half a day to get it sorted !!
Old 07 March 2014 | 08:04 PM
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Well annoying, I had a bit of a scare myself a week or two ago - got outside and miraculously my windscreen was perfectly clear, and all other cars parked around were frosted over. I just put it down to my car being closest to the house.

Got out of the estate, round the corner and BAM the screen instantly frosted up on me Some kind of miracle of science, I can't explain it - but I was in the middle of a bunch of moving cars and I could not see anything. Stuck hazards on and just stopped, luckily everyone avoiding me until it cleared - I must have looked like a right bell-end, but happy ending eventually.

Frosted screens whilst driving should be worth points and a fine, if it isn't already.
Old 07 March 2014 | 10:41 PM
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If its the other womens fault, im guessing her insurance will be footing the bill??

The guy who hit my car, his insurance have been great, I told them that I wanted to pick my own sprayer/body shop to fix the damage and they agreed, didnt even argue, said no problem! And I also got a courtesy car which was a brand new BMW 325D M sport(in white).

And a funny story, I had the insurance company(Tesco insurance) phone me up, moaning that the courtesy car was costing £200+vat a day and that my subaru was going to take nearly 2 weeks, and basically questioned if I actually need a courtesy car as it was costing a lot of money, I told the women on the other end of the phone, that the accident was not my fault and no way am I giving the courtesy car back, and that I needed a car to get to work and back!!

Anyway the lady on the other end of the phone asked if I would be interested in giving the courtesy car back and take a cash lump sum as a inconvenience of not having a courtesy car, I was then offered £1000so agreed for them to pick the car up the next day!!!
Old 07 March 2014 | 11:29 PM
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Employ an independent engineer yourself, it will help your battle.
Old 08 March 2014 | 12:30 PM
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Originally Posted by scoobyboy1
!!

Anyway the lady on the other end of the phone asked if I would be interested in giving the courtesy car back and take a cash lump sum as a inconvenience of not having a courtesy car, I was then offered £1000so agreed for them to pick the car up the next day!!!
I could quite happily get a lift to work for that.
Old 08 March 2014 | 02:16 PM
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Originally Posted by Norman Dog
I could quite happily get a lift to work for that.
Yeah thats what I told her on the phone, Trouble is its cost me £1000 to keep my missus sweet taking me to work!!!
Old 08 March 2014 | 07:49 PM
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lol
Old 11 March 2014 | 12:22 PM
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I know it's only been a couple of days, but any news from your insurance?
Old 12 March 2014 | 01:34 PM
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the car was written off yesterday cat C
got £1200 and the car back .

not the best outcome but atleast i can get on and repair it now i have the parts all ready to go

watch this space

mags



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