Okay, stand back.

Ella's in-sewer-ants is due shortly, so popped along to one or two web sites and got a few quotes. Average cost was ITRO £1070 (Not TOO bad, we were thinking)

So, just for the laugh, I add me as a named driver, complete with recent history (of which most of you are aware) and it comes up with?????


Answers on a postcard, or below!

 

OK.. I'll say.... an extra £0.. really.. Some may not be too bothered and class that as a one off?

 

Err....... NOPE!

 

I'll remove myself from this competition to win a £1,000 and free beer for a year on the fact that I now know, after getting my front lens stickers done (cheers mate ) and being told said amount...

 

Err... Wild guess... Presumably for the STI... £2700...??

 

per month or per annum?

 

Per mile... He's the trial for the Government's new pay per mile scheme...

 

Evo, for me to drive, garaged, 1yrs NCB....over 3K

STi, Ella to drive £1070, add me and it went up to...


£970

WTF???????

Can anyone see a plan formulating

 

Yes, I envisage you'll be paying £970

 

So.... You're gonna be driving a tractor...??

 

I'm kindly allowing the wife to become the new owner of a spanking, low mileage Evo8 FQ300, which I will allow her to insure, with me as a named driver or course.

How kind am I?

I'll even let her keep the Sanitary-Towel-injection if she wants, too.

My generosity knows no bounds

 

If she doesnt, i'll look after it for you HTH

 

Cheers Steff. You're almost a generous as me

 

WTF, that's cheaper than mine for **** sake

to all insurance companies

 

I'm so generous that I'd allow you to park your Evo in my garage.

And the only fee for this valuable service would be for me to use it on a daily basis.

What's more, I wouldn't even re-charge you for my private mileage fuel.

 

You'll be as happy as a dick with three dogs come December, err I mean a dog with, err, you know what I mean

The wierd and wonderful machinations of the British insurance industry

 

Yup - I took the plunge to report the fitting of PPP and they came back and said no increase in premium but a tad for renewal time

On the same day I've had a letter claiming compensation for cleaning up the debris for my little off earlier in the year Bet that took a whole five seconds to drag the twig to the side of the hard shoulder - it's been there for months when I've been past since

 

Andy, if it's not too rude of me, how much are they after? Is it a council thing, highways, police?

Just curious, nothing more.

 

Haven't a clue on costs at the mo - it's just an insurance details request at present. Someone acting on behalf of someone etc with info obviously from the police that I think ends up with the Highways Agency AFAIR

Going to contact my insurance company and then fire the letter at them and see what happens...

The way the letter reads almost smacks of the standard "claim for everything from anybody we can rope in" type of letter, i.e. on the make. I can't deny I wasn't there etc but it seems a bit OTT IMO

 

Andy - it's important that you simply hand this to your insurance co. Do not reply to it.

 

Chris, I know from previous happenings...

Did I once hear it was illegal for them to do it but they do to see if you'll take the bait (for whatever reason)?

 

OK mate - not sure about the legality of them asking for a contribution to clearance costs but, as you say, insurance companies use the principle of subrogation. In other words, they effectively 'take over' your right & responsibility to respond to a demand in these circumstances.

 

Leeds Council aren't too quick to cover the costs of cleaning up after hitting one of their numerous potholes

 

Dave - any response to our last letter?

 

The insurers have refered me back to the coucil for any legal proceedings. Need to sort that application if you have one, or tell me where I need to go to get one. Meant to chat about it at Cubley

 

Easy peasy mate. Give me a bell during the week.